<?xml version="1.0"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<!--Build # 284 - Publish generation of sbr_au_taxonomy. Generated Tuesday, 14 June 2011-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DM378" xlink:label="loc_DM378"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM378" xlink:to="lbl_DM378"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM378" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to categorise reported insurance information based on the accident year to which the data relates.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV5058" xlink:label="loc_DV5058"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5058" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 10 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5058" xlink:to="lbl_DV5058"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5058" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year 10 years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4979" xlink:label="loc_DV4979"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4979" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 1 Year Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4979" xlink:to="lbl_DV4979"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4979" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year one year previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4443" xlink:label="loc_DV4443"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4443" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 1 to 3 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4443" xlink:to="lbl_DV4443"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4443" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident years from one to three years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4980" xlink:label="loc_DV4980"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4980" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 2 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4980" xlink:to="lbl_DV4980"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4980" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year two years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4981" xlink:label="loc_DV4981"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4981" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 3 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4981" xlink:to="lbl_DV4981"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4981" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year three years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4982" xlink:label="loc_DV4982"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4982" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 4 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4982" xlink:to="lbl_DV4982"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4982" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year four years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4444" xlink:label="loc_DV4444"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4444" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 4 to 5 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4444" xlink:to="lbl_DV4444"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4444" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident years from four to five years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4983" xlink:label="loc_DV4983"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4983" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 5 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4983" xlink:to="lbl_DV4983"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4983" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year five years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4984" xlink:label="loc_DV4984"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4984" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 6 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4984" xlink:to="lbl_DV4984"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4984" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year six years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4985" xlink:label="loc_DV4985"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4985" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 7 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4985" xlink:to="lbl_DV4985"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4985" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year seven years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV5056" xlink:label="loc_DV5056"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5056" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 8 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5056" xlink:to="lbl_DV5056"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5056" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year eight years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV5057" xlink:label="loc_DV5057"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year 9 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5057" xlink:to="lbl_DV5057"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5057" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident year nine years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV5100" xlink:label="loc_DV5100"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5100" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year More Than 10 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5100" xlink:to="lbl_DV5100"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5100" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident years which are more than 10 years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4445" xlink:label="loc_DV4445"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4445" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accident Year More Than 5 Years Previous</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4445" xlink:to="lbl_DV4445"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4445" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the accident years which are more than 5 years previous to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
        <link:loc xlink:type="locator" xlink:href="AccidentYear.02.00.data.xsd#DV4978" xlink:label="loc_DV4978"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4978" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Current Accident Year</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4978" xlink:to="lbl_DV4978"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4978" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The insurance information reported is in relation to the current accident year.

Accident year refers to the financial year of the insurer that the losses/claims are incurred. For example, the 2007 accident year for an insurer with a balance date of 30 June will relate to claims with dates of loss (regardless of notification date) occurring between 1 July 2006 and 30 June 2007.</link:label>
    </link:labelLink>
</link:linkbase>
