<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="AsstExpsrCtgryAftrElgblCrdtSpprt.02.00.data.xsd#DM555" xlink:label="loc_DM555"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM555" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Asset Exposure Category After Eligible Credit Support Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM555" xlink:to="lbl_DM555"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM555" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported information by category of asset exposure after the application of eligible credit support and is determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="AsstExpsrCtgryAftrElgblCrdtSpprt.02.00.data.xsd#DV6037" xlink:label="loc_DV6037"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6037" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Unrelated Party APRA Regulated</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6037" xlink:to="lbl_DV6037"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6037" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to exposures, classified in accordance with relevant prudential standards, as unrelated parties that are part of an APRA-regulated group.

Unrelated party is as defined in accordance with relevant Australian Accounting Standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="AsstExpsrCtgryAftrElgblCrdtSpprt.02.00.data.xsd#DV6039" xlink:label="loc_DV6039"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6039" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Related Party APRA Regulated</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6039" xlink:to="lbl_DV6039"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6039" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to exposures, classified in accordance with relevant prudential standards, as related parties that are part of an APRA-regulated group.

Related party is as defined in accordance with relevant Australian Accounting Standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="AsstExpsrCtgryAftrElgblCrdtSpprt.02.00.data.xsd#DV6041" xlink:label="loc_DV6041"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6041" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other Exposures</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6041" xlink:to="lbl_DV6041"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6041" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to exposures, classified in accordance with relevant prudential standards, as other.</link:label>
    </link:labelLink>
</link:linkbase>
