<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="BenefitType.02.02.data.xsd#DM549" xlink:label="loc_DM549"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM549" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Benefit Type Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM549" xlink:to="lbl_DM549"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM549" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to information based on the type of benefit applicable.</link:label>
        <link:loc xlink:type="locator" xlink:href="BenefitType.02.02.data.xsd#DV6081" xlink:label="loc_DV6081"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6081" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Non Participating Benefit</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6081" xlink:to="lbl_DV6081"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6081" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information relates to policies providing non-participating benefits. Non-participating benefit has the meaning given in the Life Act.</link:label>
        <link:loc xlink:type="locator" xlink:href="BenefitType.02.02.data.xsd#DV6083" xlink:label="loc_DV6083"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6083" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Participating Benefit</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6083" xlink:to="lbl_DV6083"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6083" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information relates to policies providing participating benefits.

Participating benefit has the meaning given in the Life Act.</link:label>
        <link:loc xlink:type="locator" xlink:href="BenefitType.02.02.data.xsd#DV6976" xlink:label="loc_DV6976"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6976" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Minimum Benefit</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6976" xlink:to="lbl_DV6976"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6976" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information relates to a member's minimum benefit that is required to be paid.</link:label>
        <link:loc xlink:type="locator" xlink:href="BenefitType.02.02.data.xsd#DV6978" xlink:label="loc_DV6978"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6978" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Accrued Benefit</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6978" xlink:to="lbl_DV6978"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6978" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information relates to the benefits to which members have an absolute or potential entitlement on. Includes: Any amount that would be payable out of those benefits to the member's spouse or former spouse under a payment split.</link:label>
        <link:loc xlink:type="locator" xlink:href="BenefitType.02.02.data.xsd#DV6977" xlink:label="loc_DV6977"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6977" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Vested Benefit</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6977" xlink:to="lbl_DV6977"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6977" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the benefit payable to a member if the member voluntarily terminated service with their employer and/or withdrew membership from the fund. This includes allowances for any options the member could exercise where the option is consistent with the funding calculation.</link:label>
    </link:labelLink>
</link:linkbase>
