<?xml version="1.0"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<!--Build # 325 - Publish generation of sbr_au_taxonomy. Generated Monday, 5 September 2011-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="ClaimApprovalPercentage.02.00.data.xsd#DM473" xlink:label="loc_DM473"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Claim Approval Percentage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM473" xlink:to="lbl_DM473"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM473" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises information reported according to its approval percentage.</link:label>
        <link:loc xlink:type="locator" xlink:href="ClaimApprovalPercentage.02.00.data.xsd#DV5471" xlink:label="loc_DV5471"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">100% Approved</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5471" xlink:to="lbl_DV5471"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5471" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to claims fully approved.</link:label>
        <link:loc xlink:type="locator" xlink:href="ClaimApprovalPercentage.02.00.data.xsd#DV5472" xlink:label="loc_DV5472"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">75% to 99.9% Approved</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5472" xlink:to="lbl_DV5472"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5472" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to claims 75% to 99.9% approved.</link:label>
        <link:loc xlink:type="locator" xlink:href="ClaimApprovalPercentage.02.00.data.xsd#DV5473" xlink:label="loc_DV5473"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">0.1 % Less Than 75% Approved</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5473" xlink:to="lbl_DV5473"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5473" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to claims 0.1% to less than 75% approved.</link:label>
        <link:loc xlink:type="locator" xlink:href="ClaimApprovalPercentage.02.00.data.xsd#DV5474" xlink:label="loc_DV5474"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Declined</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5474" xlink:to="lbl_DV5474"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5474" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to declined claims.</link:label>
    </link:labelLink>
</link:linkbase>
