Credit Risk Class This dimension categorises information reported for credit risk purposes, based on the prescribed classes of exposures, as determined in accordance with relevant prudential standards. Bank The information reported relates to bank credit exposures determined under the Internal-Ratings Based (IRB) approach to credit risk in accordance with relevant prudential standards. Corporate The information reported relates to corporate credit exposures determined under the Internal-Ratings Based (IRB) approach to credit risk in accordance with relevant prudential standards. Other IRB Credit Risk Classes The information reported relates to credit exposures determined under the Internal-Ratings Based (IRB) approach to credit risk in accordance with relevant prudential standards, other than those classified within any of the following exposure classes: - corporate; - sovereign; - bank; - retail; or - securitisation. Retail The information reported relates to retail credit exposures determined under the Internal-Ratings Based (IRB) approach to credit risk in accordance with relevant prudential standards. An exposure is categorised as a retail exposure if it is extended to an individual (that is, a natural person) or individuals and is part of a large pool of exposures that are managed by the ADI on a pooled basis and is not margin lending. Securitisation The information reported relates to securitisation credit exposures determined for credit risk purposes in accordance with relevant prudential standards. Sovereign The information reported relates to sovereign credit exposures determined under the Internal-Ratings Based (IRB) approach to credit risk in accordance with relevant prudential standards.