<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DM329" xlink:label="loc_DM329"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM329" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Credit Risk Weighting Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM329" xlink:to="lbl_DM329"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM329" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to categorise on-balance sheet assets and off-balance sheet business (both market-related and non-market-related transactions) according to certain risk categories to broadly reflect their credit risk profiles. These weightings are determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4486" xlink:label="loc_DV4486"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4486" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 75 And Equal To Less Than 100 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4486" xlink:to="lbl_DV4486"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4486" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 100% or less, and greater than 75% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4487" xlink:label="loc_DV4487"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4487" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 50 And Equal To Less Than 75 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4487" xlink:to="lbl_DV4487"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4487" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 75% or less, and greater than 50% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4488" xlink:label="loc_DV4488"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4488" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 25 And Equal To Less Than 50 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4488" xlink:to="lbl_DV4488"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4488" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 50% or less, and greater than 25% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4489" xlink:label="loc_DV4489"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4489" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Equal To Less Than 25 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4489" xlink:to="lbl_DV4489"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4489" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 25% or less in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4490" xlink:label="loc_DV4490"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4490" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Six Hundred And Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4490" xlink:to="lbl_DV4490"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4490" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 650% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4491" xlink:label="loc_DV4491"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4491" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Four Hundred And Twenty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4491" xlink:to="lbl_DV4491"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4491" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 425% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4492" xlink:label="loc_DV4492"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4492" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Two Hundred And Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4492" xlink:to="lbl_DV4492"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4492" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 250% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4493" xlink:label="loc_DV4493"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4493" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Sixty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4493" xlink:to="lbl_DV4493"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4493" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 60% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4516" xlink:label="loc_DV4516"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4516" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twenty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4516" xlink:to="lbl_DV4516"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4516" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 25% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4517" xlink:label="loc_DV4517"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4517" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eighteen Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4517" xlink:to="lbl_DV4517"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4517" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 18% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4518" xlink:label="loc_DV4518"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4518" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Fifteen Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4518" xlink:to="lbl_DV4518"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4518" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 15% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4519" xlink:label="loc_DV4519"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4519" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twelve Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4519" xlink:to="lbl_DV4519"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4519" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 12% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4520" xlink:label="loc_DV4520"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4520" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Ten Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4520" xlink:to="lbl_DV4520"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4520" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 10% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4521" xlink:label="loc_DV4521"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4521" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eight Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4521" xlink:to="lbl_DV4521"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4521" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 8% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4522" xlink:label="loc_DV4522"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4522" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Seven Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4522" xlink:to="lbl_DV4522"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4522" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 7% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4523" xlink:label="loc_DV4523"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4523" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Less Than 1250 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4523" xlink:to="lbl_DV4523"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4523" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of less than 1250% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4524" xlink:label="loc_DV4524"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4524" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Three Hundred And Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4524" xlink:to="lbl_DV4524"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4524" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 350% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4525" xlink:label="loc_DV4525"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4525" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Thousand Two Hundred And Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4525" xlink:to="lbl_DV4525"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4525" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 1250% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4526" xlink:label="loc_DV4526"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4526" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Nine Hundred And Thirty Seven And A Half Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4526" xlink:to="lbl_DV4526"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4526" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 937.5% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4527" xlink:label="loc_DV4527"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4527" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Six Hundred And Twenty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4527" xlink:to="lbl_DV4527"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4527" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 625% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4637" xlink:label="loc_DV4637"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4637" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Four Hundred Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4637" xlink:to="lbl_DV4637"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4637" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 400% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4638" xlink:label="loc_DV4638"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4638" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Three Hundred Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4638" xlink:to="lbl_DV4638"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4638" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 300% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4639" xlink:label="loc_DV4639"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4639" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Hundred And Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4639" xlink:to="lbl_DV4639"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4639" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 150% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4640" xlink:label="loc_DV4640"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4640" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Thirty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4640" xlink:to="lbl_DV4640"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4640" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 35% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4641" xlink:label="loc_DV4641"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4641" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Seventy Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4641" xlink:to="lbl_DV4641"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4641" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 75% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4642" xlink:label="loc_DV4642"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4642" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Hundred Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4642" xlink:to="lbl_DV4642"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4642" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 100% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4643" xlink:label="loc_DV4643"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4643" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4643" xlink:to="lbl_DV4643"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4643" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 50% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4644" xlink:label="loc_DV4644"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twenty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4644" xlink:to="lbl_DV4644"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4644" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 20% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4645" xlink:label="loc_DV4645"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Zero Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4645" xlink:to="lbl_DV4645"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4645" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of 0% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV5540" xlink:label="loc_DV5540"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5540" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Subject To Deduction</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5540" xlink:to="lbl_DV5540"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5540" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is information in relation to exposures that are unrated.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV7237" xlink:label="loc_DV7237"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twenty Percent Or Lower</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7237" xlink:to="lbl_DV7237"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7237" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 20% or lower in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV7238" xlink:label="loc_DV7238"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7238" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Non Zero</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7238" xlink:to="lbl_DV7238"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7238" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of anything not 0% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV8167" xlink:label="loc_DV8167"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8167" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 140 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8167" xlink:to="lbl_DV8167"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8167" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 140%, in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4484" xlink:label="loc_DV4484"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4484" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 250 Less Than Equal To 425 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4484" xlink:to="lbl_DV4484"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4484" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 250%and less than or equal to 425% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4485" xlink:label="loc_DV4485"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4485" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 100 Less Than Equal To 250 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4485" xlink:to="lbl_DV4485"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4485" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 100% and less than or equal to 250% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV8168" xlink:label="loc_DV8168"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8168" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 50 Percent Less Than Equal To 100 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8168" xlink:to="lbl_DV8168"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8168" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 50% and less than or equal to 100% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV8169" xlink:label="loc_DV8169"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8169" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 100 Percent Less Than Equal To 140 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8169" xlink:to="lbl_DV8169"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8169" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 100% and less than or equal to 140% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4481" xlink:label="loc_DV4481"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4481" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Equal To Greater Than 1250 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4481" xlink:to="lbl_DV4481"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4481" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than or equal to 1250% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV8170" xlink:label="loc_DV8170"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8170" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 20 Percent Less Than Equal To 50 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8170" xlink:to="lbl_DV8170"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8170" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 20% and less than or equal to 50% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4482" xlink:label="loc_DV4482"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4482" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 650 Less Than 1250 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4482" xlink:to="lbl_DV4482"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4482" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 650% and less than 1250% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV4483" xlink:label="loc_DV4483"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4483" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 425 Less Than Equal To 650 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4483" xlink:to="lbl_DV4483"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4483" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than 425% and less than or equal to 650% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="CreditRiskWeighting.02.03.data.xsd#DV8171" xlink:label="loc_DV8171"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8171" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Equal To Greater Than 15 Percent Less Than Equal To 20 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8171" xlink:to="lbl_DV8171"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8171" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a credit risk weighting of greater than or equal to 15% and less than or equal to 20% in accordance with the relevant prudential standards.</link:label>
    </link:labelLink>
</link:linkbase>
