<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DM918" xlink:label="loc_DM918"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM918" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Deposit Balance Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM918" xlink:to="lbl_DM918"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM918" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported information by the deposit balance bands applicable to each respective deposit account.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DM940" xlink:label="loc_DM940"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Loan Balance Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM940" xlink:to="lbl_DM940"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM940" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported information by the balance of the loan.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8469" xlink:label="loc_DV8469"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8469" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 50 Less Than Equal 1000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8469" xlink:to="lbl_DV8469"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8469" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $50 and less than or equal to $1,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8470" xlink:label="loc_DV8470"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8470" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 250000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8470" xlink:to="lbl_DV8470"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8470" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $250,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8471" xlink:label="loc_DV8471"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8471" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 1000 Less Than Equal 25000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8471" xlink:to="lbl_DV8471"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8471" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $1,000 and less than or equal to $25,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8472" xlink:label="loc_DV8472"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8472" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 100000 Less Than Equal 250000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8472" xlink:to="lbl_DV8472"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8472" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $100,000 and less than or equal to $250,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8474" xlink:label="loc_DV8474"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8474" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 25000 Less Than Equal 100000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8474" xlink:to="lbl_DV8474"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8474" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $25,000 and less than or equal to $100,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8595" xlink:label="loc_DV8595"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8595" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 500000 Less Than Equal 1000000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8595" xlink:to="lbl_DV8595"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8595" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $500,000 and less than or equal to $1,000,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8596" xlink:label="loc_DV8596"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8596" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 0</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8596" xlink:to="lbl_DV8596"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8596" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $0.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8597" xlink:label="loc_DV8597"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8597" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 10000000 Less Than Equal 100000000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8597" xlink:to="lbl_DV8597"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8597" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $10,000,000 and less than or equal to $100,000,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8598" xlink:label="loc_DV8598"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8598" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 250000 Less Than Equal 500000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8598" xlink:to="lbl_DV8598"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8598" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $250,000 and less than or equal to $500,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8599" xlink:label="loc_DV8599"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8599" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 50 Less Than Equal 25000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8599" xlink:to="lbl_DV8599"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8599" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $50 and less than or equal to $25,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8600" xlink:label="loc_DV8600"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8600" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 25000 Less Than Equal 250000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8600" xlink:to="lbl_DV8600"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8600" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $25,000 and less than or equal to $250,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8601" xlink:label="loc_DV8601"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8601" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 500000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8601" xlink:to="lbl_DV8601"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8601" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $500,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8602" xlink:label="loc_DV8602"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8602" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 1000000 Less Than Equal 10000000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8602" xlink:to="lbl_DV8602"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8602" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $1,000,000 and less than or equal to $10,000,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8603" xlink:label="loc_DV8603"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 100000000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8603" xlink:to="lbl_DV8603"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8603" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $100,000,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8473" xlink:label="loc_DV8473"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8473" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 0 Less Than Equal 50</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8473" xlink:to="lbl_DV8473"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8473" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $0 and less than or equal to $50.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8716" xlink:label="loc_DV8716"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8716" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than Equal 10000000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8716" xlink:to="lbl_DV8716"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8716" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a balance greater than or equal to $10,000,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8973" xlink:label="loc_DV8973"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8973" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 5000 Less Than Equal To 25000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8973" xlink:to="lbl_DV8973"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8973" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $5,000 and less than or equal to $25,000.</link:label>
        <link:loc xlink:type="locator" xlink:href="DepositBalance.02.03.data.xsd#DV8974" xlink:label="loc_DV8974"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8974" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 1000 Less Than Equal To 5000</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8974" xlink:to="lbl_DV8974"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8974" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts that have a deposit balance greater than $1,000 and less than or equal to $5,000.</link:label>
    </link:labelLink>
</link:linkbase>
