<?xml version="1.0"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<!--Build # 284 - Publish generation of sbr_au_taxonomy. Generated Tuesday, 14 June 2011-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="ExpectedLossRiskWeight.02.00.data.xsd#DM357" xlink:label="loc_DM357"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM357" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Expected Loss Risk Weight</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM357" xlink:to="lbl_DM357"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM357" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to categorise exposures based on their assigned expected loss risk weighting, as determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="ExpectedLossRiskWeight.02.00.data.xsd#DV4059" xlink:label="loc_DV4059"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4059" xlink:to="lbl_DV4059"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4059" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with an expected loss risk weighting of 5% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="ExpectedLossRiskWeight.02.00.data.xsd#DV4056" xlink:label="loc_DV4056"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4056" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Hundred Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4056" xlink:to="lbl_DV4056"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4056" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with an expected loss risk weighting of 100% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="ExpectedLossRiskWeight.02.00.data.xsd#DV4055" xlink:label="loc_DV4055"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4055" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Six Hundred And Twenty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4055" xlink:to="lbl_DV4055"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4055" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with an expected loss risk weighting of 625% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="ExpectedLossRiskWeight.02.00.data.xsd#DV4058" xlink:label="loc_DV4058"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4058" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Ten Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4058" xlink:to="lbl_DV4058"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4058" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with an expected loss risk weighting of 10% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="ExpectedLossRiskWeight.02.00.data.xsd#DV4057" xlink:label="loc_DV4057"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Thirty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4057" xlink:to="lbl_DV4057"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4057" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with an expected loss risk weighting of 35% in accordance with the relevant prudential standards.</link:label>
    </link:labelLink>
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