<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DM930" xlink:label="loc_DM930"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM930" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Future Scheduled Repayment Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM930" xlink:to="lbl_DM930"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM930" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This categorises the information according to the number of monthly scheduled repayments that would be covered by the stock of accumulated excess repayments and balances in associated redraw and offset accounts.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8616" xlink:label="loc_DV8616"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8616" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than Or Equal To 0 Months Less Than Or Equal To 1 Month</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8616" xlink:to="lbl_DV8616"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8616" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than or equal to 0 months and less than or equal to 1 month.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8617" xlink:label="loc_DV8617"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8617" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 12 Months Less Than Or Equal To 24 Months</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8617" xlink:to="lbl_DV8617"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8617" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than 12 months and less than or equal to 12 months.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8618" xlink:label="loc_DV8618"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8618" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 9 Months Less Than Or Equal To 12 Months</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8618" xlink:to="lbl_DV8618"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8618" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than 9 months and less than or equal to 12 months.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8619" xlink:label="loc_DV8619"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8619" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 1 Month Less Than Or Equal To 3 Months</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8619" xlink:to="lbl_DV8619"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8619" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than 1 month and less than or equal to 3 months.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8620" xlink:label="loc_DV8620"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 6 Months Less Than Or Equal To 9 Months</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8620" xlink:to="lbl_DV8620"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8620" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than 6 months and less than or equal to 9 months.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8621" xlink:label="loc_DV8621"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8621" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 24 Months</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8621" xlink:to="lbl_DV8621"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8621" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than 24 months.</link:label>
        <link:loc xlink:type="locator" xlink:href="FtrSchdldRpymnt.02.00.data.xsd#DV8622" xlink:label="loc_DV8622"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8622" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Greater Than 3 Months Less Than Or Equal To 6 Months</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8622" xlink:to="lbl_DV8622"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8622" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of monthly scheduled repayments covered is greater than 3 months and less than or equal to 6 months.</link:label>
    </link:labelLink>
</link:linkbase>
