<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="GapAgreement.02.00.data.xsd#DM807" xlink:label="loc_DM807"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM807" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Gap Agreement Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM807" xlink:to="lbl_DM807"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM807" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to whether there is an agreement between a medical practitioner and an insurer, in relation to the benefit paid by the insurer relative to the fee charged by the medical practitioner.</link:label>
        <link:loc xlink:type="locator" xlink:href="GapAgreement.02.00.data.xsd#DV7733" xlink:label="loc_DV7733"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7733" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">No Gap Agreement</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7733" xlink:to="lbl_DV7733"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7733" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an agreement where a medical practitioner agrees to accept a payment by the insurer in full satisfaction of the amount owed so that there no gap or no out of pocket expenses to be paid by the insured person.</link:label>
        <link:loc xlink:type="locator" xlink:href="GapAgreement.02.00.data.xsd#DV7734" xlink:label="loc_DV7734"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7734" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Known Gap Agreement</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7734" xlink:to="lbl_DV7734"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7734" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an agreement where the difference between the amount of benefit paid by the insurer and the fee changed by the medical practitioner is a known amount, which is the out of pocket expenses to be paid by the insured person.</link:label>
        <link:loc xlink:type="locator" xlink:href="GapAgreement.02.00.data.xsd#DV7735" xlink:label="loc_DV7735"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7735" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">No Agreement</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7735" xlink:to="lbl_DV7735"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7735" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to there being no agreement between a medical practitioner and an insurer in relation to the amount of benefit paid relative to the fee charged.</link:label>
    </link:labelLink>
</link:linkbase>
