<?xml version="1.0"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<!--Build # 284 - Publish generation of sbr_au_taxonomy. Generated Tuesday, 14 June 2011-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DM460" xlink:label="loc_DM460"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Guarantor or Issuer Rating Grade</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM460" xlink:to="lbl_DM460"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM460" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to categorise information according to APRA defined counterparty rating grades for counterparties that have provided guarantees in relation to the reported information, as determined for capital adequacy purposes in accordance with GPS 114.</link:label>
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DV5307" xlink:label="loc_DV5307"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5307" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Rating grade of 5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5307" xlink:to="lbl_DV5307"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5307" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information relates to a counterparty providing a guarantee with a rating grade of 5.</link:label>
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DV5306" xlink:label="loc_DV5306"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5306" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Rating grade of 4</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5306" xlink:to="lbl_DV5306"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5306" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information relates to a counterparty providing a guarantee with a rating grade of 4.</link:label>
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DV5303" xlink:label="loc_DV5303"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5303" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Rating grade of 1</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5303" xlink:to="lbl_DV5303"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5303" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information relates to a counterparty providing a guarantee with a rating grade of 1.</link:label>
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DV5305" xlink:label="loc_DV5305"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Rating grade of 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5305" xlink:to="lbl_DV5305"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5305" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information relates to a counterparty providing a guarantee with a rating grade of 3.</link:label>
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DV5304" xlink:label="loc_DV5304"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5304" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Rating grade of 2</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5304" xlink:to="lbl_DV5304"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5304" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information relates to a counterparty providing a guarantee with a rating grade of 2.</link:label>
        <link:loc xlink:type="locator" xlink:href="GuarantorIssuerRating.02.00.data.xsd#DV5302" xlink:label="loc_DV5302"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5302" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Rating grade of .5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5302" xlink:to="lbl_DV5302"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5302" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information relates to a counterparty providing a guarantee that is any of the following:

     - the Commonwealth Government; 
     - an Australian State or Territory government; or 
     - the national government of a foreign country where: 
          * the security has a Grade 1 counterparty rating; or, if not rated, 
          * the long-term, foreign currency counterparty rating of that country is Grade 1</link:label>
    </link:labelLink>
</link:linkbase>
