<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DM847" xlink:label="loc_DM847"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM847" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM847" xlink:to="lbl_DM847"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM847" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to the reporting health benefits fund as defined in the Private Health Insurance Act.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8026" xlink:label="loc_DV8026"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8026" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 1</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8026" xlink:to="lbl_DV8026"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8026" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 1 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8027" xlink:label="loc_DV8027"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8027" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 2</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8027" xlink:to="lbl_DV8027"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8027" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 2 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8028" xlink:label="loc_DV8028"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8028" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8028" xlink:to="lbl_DV8028"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8028" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 3 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8029" xlink:label="loc_DV8029"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8029" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 4</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8029" xlink:to="lbl_DV8029"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8029" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 4 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8030" xlink:label="loc_DV8030"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8030" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8030" xlink:to="lbl_DV8030"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8030" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 5 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8031" xlink:label="loc_DV8031"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8031" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 6</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8031" xlink:to="lbl_DV8031"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8031" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 6 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8032" xlink:label="loc_DV8032"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8032" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 7</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8032" xlink:to="lbl_DV8032"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8032" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 7 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8033" xlink:label="loc_DV8033"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8033" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 8</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8033" xlink:to="lbl_DV8033"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8033" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 8 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8034" xlink:label="loc_DV8034"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8034" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 9</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8034" xlink:to="lbl_DV8034"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8034" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 9 for the reporting private health insurer.</link:label>
        <link:loc xlink:type="locator" xlink:href="HlthBnftsFnd.02.00.data.xsd#DV8035" xlink:label="loc_DV8035"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8035" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Health Benefits Fund 10</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8035" xlink:to="lbl_DV8035"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8035" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the approved health benefits fund 10 for the reporting private health insurer.</link:label>
    </link:labelLink>
</link:linkbase>
