<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="InsrncArrngTypByMmbrCvrg.02.00.data.xsd#DM620" xlink:label="loc_DM620"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM620" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Insurance Arrange Type By Member Coverage Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM620" xlink:to="lbl_DM620"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM620" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension classifies the types of insurance arrangement by member coverage.</link:label>
        <link:loc xlink:type="locator" xlink:href="InsrncArrngTypByMmbrCvrg.02.00.data.xsd#DV6411" xlink:label="loc_DV6411"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Individual Insurance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6411" xlink:to="lbl_DV6411"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6411" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Represents a contract between the superannuation entity and an insurance company to provide insured benefits in respect to a single member.</link:label>
        <link:loc xlink:type="locator" xlink:href="InsrncArrngTypByMmbrCvrg.02.00.data.xsd#DV6412" xlink:label="loc_DV6412"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6412" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Group Insurance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6412" xlink:to="lbl_DV6412"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6412" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Represents a contract between the superannuation entity and an insurance company to provide insured benefits in respect to a group of members.</link:label>
    </link:labelLink>
</link:linkbase>