Insurance This dimension is used to categorise reported information based on insurance cover. Lender's Mortgage Insurer The information reported relates to those mortgages which are insured by an acceptable Lender's Mortgage Insurer (LMI), as determined in accordance with relevant prudential standards. To qualify as a mortgage insured by an acceptable LMI: (a) for the purposes of the Level 1 regulatory capital, the LMI must be regulated by APRA; (b) for the purposes of the Level 2 regulatory capital, in the case of overseas subsidiaries of Australian ADIs, APRA will accept the host supervisors' requirements on what constitutes an acceptable LMI in those jurisdictions. Not Lender's Mortgage Insurer The information reported relates to those mortgages which are not insured by an acceptable Lender's Mortgage Insurer (LMI), as determined in accordance with relevant prudential standards. To qualify as a mortgage insured by an acceptable LMI: (a) for the purposes of the Level 1 regulatory capital, the LMI must be regulated by APRA; (b) for the purposes of the Level 2 regulatory capital, in the case of overseas subsidiaries of Australian ADIs, APRA will accept the host supervisors' requirements on what constitutes an acceptable LMI in those jurisdictions.