<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="InsuranceType.02.00.data.xsd#DM603" xlink:label="loc_DM603"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM603" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Insurance Type Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM603" xlink:to="lbl_DM603"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM603" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension represents the types of insurance.</link:label>
        <link:loc xlink:type="locator" xlink:href="InsuranceType.02.00.data.xsd#DV6327" xlink:label="loc_DV6327"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6327" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Total And Permanent Disability Insurance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6327" xlink:to="lbl_DV6327"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6327" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Represents a benefit, in respect of each member, that is payable only if the member is suffering permanent incapacity.</link:label>
        <link:loc xlink:type="locator" xlink:href="InsuranceType.02.00.data.xsd#DV6328" xlink:label="loc_DV6328"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6328" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other Insurance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6328" xlink:to="lbl_DV6328"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6328" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Represents any other insurance not categorised in the list.</link:label>
        <link:loc xlink:type="locator" xlink:href="InsuranceType.02.00.data.xsd#DV6329" xlink:label="loc_DV6329"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6329" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Life Insurance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6329" xlink:to="lbl_DV6329"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6329" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Represents a benefit, in respect of each member, that is payable only in the event of the death of the member and which is provided by taking out insurance.</link:label>
        <link:loc xlink:type="locator" xlink:href="InsuranceType.02.00.data.xsd#DV6330" xlink:label="loc_DV6330"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6330" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Income Protection Insurance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6330" xlink:to="lbl_DV6330"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6330" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Represents the temporary incapacity cover provided to members, where temporary incapacity insurance cover has the meaning given in the Superannuation Industry (Supervision) Regulations.</link:label>
    </link:labelLink>
</link:linkbase>
