<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DM343" xlink:label="loc_DM343"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM343" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Interest Rate Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM343" xlink:to="lbl_DM343"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM343" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported information by the interest rate bands applicable to the individual accounts or products comprising it.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4654" xlink:label="loc_DV4654"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4654" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE4LT5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4654" xlink:to="lbl_DV4654"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4654" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 4% and less than 5%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4655" xlink:label="loc_DV4655"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4655" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE5LT6</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4655" xlink:to="lbl_DV4655"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4655" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 5% and less than 6%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4656" xlink:label="loc_DV4656"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4656" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE6LT7</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4656" xlink:to="lbl_DV4656"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4656" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 6% and less than 7%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4657" xlink:label="loc_DV4657"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4657" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE7LT8</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4657" xlink:to="lbl_DV4657"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4657" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 7% and less than 8%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4658" xlink:label="loc_DV4658"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4658" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE8LT9</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4658" xlink:to="lbl_DV4658"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4658" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 8% and less than 9%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4659" xlink:label="loc_DV4659"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4659" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE9LT10</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4659" xlink:to="lbl_DV4659"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4659" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 9% and less than 10%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4660" xlink:label="loc_DV4660"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4660" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE10LT11</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4660" xlink:to="lbl_DV4660"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4660" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 10% and less than 11%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4661" xlink:label="loc_DV4661"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4661" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE11LT12</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4661" xlink:to="lbl_DV4661"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4661" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 11% and less than 12%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4662" xlink:label="loc_DV4662"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4662" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE12LT13</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4662" xlink:to="lbl_DV4662"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4662" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 12% and less than 13%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4663" xlink:label="loc_DV4663"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4663" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE13LT14</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4663" xlink:to="lbl_DV4663"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4663" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 13% and less than 14%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4664" xlink:label="loc_DV4664"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4664" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE14LT15</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4664" xlink:to="lbl_DV4664"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4664" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 14% and less than 15%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4665" xlink:label="loc_DV4665"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4665" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE15LT16</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4665" xlink:to="lbl_DV4665"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4665" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 15% and less than 16%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4666" xlink:label="loc_DV4666"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4666" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE16LT17</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4666" xlink:to="lbl_DV4666"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4666" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 16% and less than 17%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4667" xlink:label="loc_DV4667"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4667" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE17</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4667" xlink:to="lbl_DV4667"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4667" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 17%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV4668" xlink:label="loc_DV4668"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4668" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GTE14</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4668" xlink:to="lbl_DV4668"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4668" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate greater than or equal to 14%.</link:label>
        <link:loc xlink:type="locator" xlink:href="InterestRate.02.01.data.xsd#DV8237" xlink:label="loc_DV8237"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8237" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Less Than Point 25 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8237" xlink:to="lbl_DV8237"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8237" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information comprises accounts or products that have an applicable interest rate less than 0.25%.</link:label>
    </link:labelLink>
</link:linkbase>
