<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="InvstmntLnkd.02.00.data.xsd#DM542" xlink:label="loc_DM542"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM542" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Investment Linked Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM542" xlink:to="lbl_DM542"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM542" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported information by assets supporting investment linked liabilities, where the value of the policy liabilities moves in harmony with the value of the supporting assets.</link:label>
        <link:loc xlink:type="locator" xlink:href="InvstmntLnkd.02.00.data.xsd#DV6176" xlink:label="loc_DV6176"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6176" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Supporting</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6176" xlink:to="lbl_DV6176"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6176" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information relates to assets supporting investment linked liabilities.</link:label>
        <link:loc xlink:type="locator" xlink:href="InvstmntLnkd.02.00.data.xsd#DV6177" xlink:label="loc_DV6177"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Supporting</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV6177" xlink:to="lbl_DV6177"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV6177" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported information relates to assets not supporting investment linked liabilities.</link:label>
    </link:labelLink>
</link:linkbase>