<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DM387" xlink:label="loc_DM387"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM387" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Life Fund Segments Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM387" xlink:to="lbl_DM387"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM387" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Life companies and friendly societies are required to segregate their business activities into that which is conducted for life insurance and that which is for internal operations of the company. This dimension identifies these business segments.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4814" xlink:label="loc_DV4814"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4814" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 1</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4814" xlink:to="lbl_DV4814"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4814" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 1 of the reporting life company, or benefit fund 1 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4815" xlink:label="loc_DV4815"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4815" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 2</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4815" xlink:to="lbl_DV4815"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4815" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 2 of the reporting life company, or benefit fund 2 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4817" xlink:label="loc_DV4817"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4817" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4817" xlink:to="lbl_DV4817"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4817" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">These are the values associated with the statutory funds of life companies and benefit funds of friendly societies.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4860" xlink:label="loc_DV4860"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4860" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4860" xlink:to="lbl_DV4860"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4860" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 3 of the reporting life company, or benefit fund 3 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4861" xlink:label="loc_DV4861"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4861" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 4</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4861" xlink:to="lbl_DV4861"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4861" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 4 of the reporting life company, or benefit fund 4 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4862" xlink:label="loc_DV4862"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4862" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4862" xlink:to="lbl_DV4862"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4862" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 5 of the reporting life company, or benefit fund 5 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4863" xlink:label="loc_DV4863"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4863" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 6</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4863" xlink:to="lbl_DV4863"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4863" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 6 of the reporting life company, or benefit fund 6 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4864" xlink:label="loc_DV4864"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4864" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 7</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4864" xlink:to="lbl_DV4864"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4864" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 7 of the reporting life company, or benefit fund 7 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4865" xlink:label="loc_DV4865"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4865" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 8</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4865" xlink:to="lbl_DV4865"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4865" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 8 of the reporting life company, or benefit fund 8 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4866" xlink:label="loc_DV4866"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4866" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 9</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4866" xlink:to="lbl_DV4866"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4866" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 9 of the reporting life company, or benefit fund 9 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4867" xlink:label="loc_DV4867"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4867" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 10</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4867" xlink:to="lbl_DV4867"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4867" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 10 of the reporting life company, or benefit fund 10 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4868" xlink:label="loc_DV4868"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4868" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 11</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4868" xlink:to="lbl_DV4868"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4868" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 11 of the reporting life company, or benefit fund 11 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4869" xlink:label="loc_DV4869"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4869" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 12</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4869" xlink:to="lbl_DV4869"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4869" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 12 of the reporting life company, or benefit fund 12 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4870" xlink:label="loc_DV4870"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4870" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 13</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4870" xlink:to="lbl_DV4870"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4870" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 13 of the reporting life company, or benefit fund 13 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4871" xlink:label="loc_DV4871"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4871" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 14</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4871" xlink:to="lbl_DV4871"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4871" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 14 of the reporting life company, or benefit fund 14 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4872" xlink:label="loc_DV4872"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4872" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 15</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4872" xlink:to="lbl_DV4872"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4872" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 15 of the reporting life company, or benefit fund 15 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4873" xlink:label="loc_DV4873"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4873" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 16</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4873" xlink:to="lbl_DV4873"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4873" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 16 of the reporting life company, or benefit fund 16 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4874" xlink:label="loc_DV4874"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4874" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 17</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4874" xlink:to="lbl_DV4874"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4874" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 17 of the reporting life company, or benefit fund 17 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4875" xlink:label="loc_DV4875"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4875" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 18</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4875" xlink:to="lbl_DV4875"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4875" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 18 of the reporting life company, or benefit fund 18 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4876" xlink:label="loc_DV4876"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4876" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 19</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4876" xlink:to="lbl_DV4876"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4876" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 19 of the reporting life company, or benefit fund 19 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4877" xlink:label="loc_DV4877"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4877" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 20</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4877" xlink:to="lbl_DV4877"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4877" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 20 of the reporting life company, or benefit fund 20 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4878" xlink:label="loc_DV4878"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4878" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 21</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4878" xlink:to="lbl_DV4878"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4878" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 21 of the reporting life company, or benefit fund 21 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4879" xlink:label="loc_DV4879"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4879" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 22</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4879" xlink:to="lbl_DV4879"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4879" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 22 of the reporting life company, or benefit fund 22 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4880" xlink:label="loc_DV4880"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4880" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 23</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4880" xlink:to="lbl_DV4880"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4880" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 23 of the reporting life company, or benefit fund 23 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4881" xlink:label="loc_DV4881"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4881" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 24</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4881" xlink:to="lbl_DV4881"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4881" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 24 of the reporting life company, or benefit fund 24 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4882" xlink:label="loc_DV4882"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4882" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 25</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4882" xlink:to="lbl_DV4882"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4882" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 25 of the reporting life company, or benefit fund 25 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4883" xlink:label="loc_DV4883"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4883" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 26</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4883" xlink:to="lbl_DV4883"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4883" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 26 of the reporting life company, or benefit fund 26 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4884" xlink:label="loc_DV4884"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4884" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 27</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4884" xlink:to="lbl_DV4884"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4884" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 27 of the reporting life company, or benefit fund 27 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4991" xlink:label="loc_DV4991"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4991" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 28</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4991" xlink:to="lbl_DV4991"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4991" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 28 of the reporting life company, or benefit fund 28 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4992" xlink:label="loc_DV4992"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4992" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 29</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4992" xlink:to="lbl_DV4992"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4992" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 29 of the reporting life company, or benefit fund 29 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4993" xlink:label="loc_DV4993"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4993" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 30</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4993" xlink:to="lbl_DV4993"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4993" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 30 of the reporting life company, or benefit fund 30 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4994" xlink:label="loc_DV4994"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4994" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 31</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4994" xlink:to="lbl_DV4994"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4994" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 31 of the reporting life company, or benefit fund 31 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4995" xlink:label="loc_DV4995"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4995" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 32</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4995" xlink:to="lbl_DV4995"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4995" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 32 of the reporting life company, or benefit fund 32 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4996" xlink:label="loc_DV4996"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 33</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4996" xlink:to="lbl_DV4996"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4996" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 33 of the reporting life company, or benefit fund 33 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4997" xlink:label="loc_DV4997"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4997" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 34</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4997" xlink:to="lbl_DV4997"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4997" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 34 of the reporting life company, or benefit fund 34 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4998" xlink:label="loc_DV4998"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4998" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 35</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4998" xlink:to="lbl_DV4998"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4998" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 35 of the reporting life company, or benefit fund 35 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4999" xlink:label="loc_DV4999"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4999" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 36</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4999" xlink:to="lbl_DV4999"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4999" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 36 of the reporting life company, or benefit fund 36 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5000" xlink:label="loc_DV5000"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5000" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 37</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5000" xlink:to="lbl_DV5000"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5000" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 37 of the reporting life company, or benefit fund 37 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5001" xlink:label="loc_DV5001"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5001" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 38</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5001" xlink:to="lbl_DV5001"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5001" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 38 of the reporting life company, or benefit fund 38 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5002" xlink:label="loc_DV5002"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5002" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 39</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5002" xlink:to="lbl_DV5002"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5002" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 39 of the reporting life company, or benefit fund 39 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5003" xlink:label="loc_DV5003"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5003" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 40</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5003" xlink:to="lbl_DV5003"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5003" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 40 of the reporting life company, or benefit fund 40 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5004" xlink:label="loc_DV5004"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5004" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 41</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5004" xlink:to="lbl_DV5004"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5004" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 41 of the reporting life company, or benefit fund 41 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5005" xlink:label="loc_DV5005"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5005" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 42</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5005" xlink:to="lbl_DV5005"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5005" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 42 of the reporting life company, or benefit fund 42 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5006" xlink:label="loc_DV5006"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5006" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 43</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5006" xlink:to="lbl_DV5006"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5006" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 43 of the reporting life company, or benefit fund 43 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5007" xlink:label="loc_DV5007"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5007" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 44</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5007" xlink:to="lbl_DV5007"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5007" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 44 of the reporting life company, or benefit fund 44 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5008" xlink:label="loc_DV5008"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5008" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 45</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5008" xlink:to="lbl_DV5008"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5008" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 45 of the reporting life company, or benefit fund 45 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5059" xlink:label="loc_DV5059"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 46</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5059" xlink:to="lbl_DV5059"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5059" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 46 of the reporting life company, or benefit fund 46 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5060" xlink:label="loc_DV5060"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5060" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 47</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5060" xlink:to="lbl_DV5060"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5060" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 47 of the reporting life company, or benefit fund 47 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5061" xlink:label="loc_DV5061"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5061" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 48</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5061" xlink:to="lbl_DV5061"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5061" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 48 of the reporting life company, or benefit fund 48 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5062" xlink:label="loc_DV5062"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5062" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 49</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5062" xlink:to="lbl_DV5062"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5062" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 49 of the reporting life company, or benefit fund 49 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV5063" xlink:label="loc_DV5063"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5063" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stat Fund 50</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5063" xlink:to="lbl_DV5063"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5063" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents statutory fund 50 of the reporting life company, or benefit fund 50 of the reporting friendly society, as agreed with APRA.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4816" xlink:label="loc_DV4816"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4816" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">General Fund</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4816" xlink:to="lbl_DV4816"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4816" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">These are the values associated with the business activities other than that within the statutory funds of life companies and benefit funds of friendly societies.</link:label>
        <link:loc xlink:type="locator" xlink:href="LfFndSgmnts.02.01.data.xsd#DV4397" xlink:label="loc_DV4397"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4397" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">General Fund Eliminations</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4397" xlink:to="lbl_DV4397"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4397" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported represents the general fund eliminations of the reporting entity. Report the transactions between the general fund and statutory funds of the reporting life company, or between the general fund and approved benefit funds of the reporting friendly society.

The general fund represents the business activities of the entity, other than those within the statutory funds of life companies and approved benefit funds of friendly societies.</link:label>
    </link:labelLink>
</link:linkbase>
