<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DM805" xlink:label="loc_DM805"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Lifetime Health Cover Certified Age Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM805" xlink:to="lbl_DM805"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM805" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to the age of an adult who takes out hospital cover after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7695" xlink:label="loc_DV7695"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7695" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 35</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7695" xlink:to="lbl_DV7695"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7695" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 35 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7696" xlink:label="loc_DV7696"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7696" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 37</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7696" xlink:to="lbl_DV7696"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7696" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 37 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7697" xlink:label="loc_DV7697"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7697" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 33</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7697" xlink:to="lbl_DV7697"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7697" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 33 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7698" xlink:label="loc_DV7698"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7698" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 46</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7698" xlink:to="lbl_DV7698"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7698" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 46 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7699" xlink:label="loc_DV7699"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7699" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 62</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7699" xlink:to="lbl_DV7699"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7699" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 62 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7700" xlink:label="loc_DV7700"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7700" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 36</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7700" xlink:to="lbl_DV7700"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7700" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 36 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7701" xlink:label="loc_DV7701"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7701" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 55</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7701" xlink:to="lbl_DV7701"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7701" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 55 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7702" xlink:label="loc_DV7702"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7702" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 51</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7702" xlink:to="lbl_DV7702"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7702" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 51 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7703" xlink:label="loc_DV7703"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7703" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 45</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7703" xlink:to="lbl_DV7703"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7703" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 45 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7704" xlink:label="loc_DV7704"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7704" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 65</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7704" xlink:to="lbl_DV7704"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7704" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 65 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7705" xlink:label="loc_DV7705"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7705" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 54</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7705" xlink:to="lbl_DV7705"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7705" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 54 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7706" xlink:label="loc_DV7706"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7706" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 64</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7706" xlink:to="lbl_DV7706"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7706" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 64 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7707" xlink:label="loc_DV7707"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7707" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 63</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7707" xlink:to="lbl_DV7707"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7707" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 63 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7708" xlink:label="loc_DV7708"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7708" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 47</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7708" xlink:to="lbl_DV7708"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7708" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 47 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7709" xlink:label="loc_DV7709"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7709" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 32</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7709" xlink:to="lbl_DV7709"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7709" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 32 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7710" xlink:label="loc_DV7710"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7710" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 30</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7710" xlink:to="lbl_DV7710"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7710" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who took out hospital cover prior to 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7711" xlink:label="loc_DV7711"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7711" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 58</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7711" xlink:to="lbl_DV7711"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7711" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 58 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7712" xlink:label="loc_DV7712"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7712" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 49</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7712" xlink:to="lbl_DV7712"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7712" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 49 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7713" xlink:label="loc_DV7713"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7713" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 50</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7713" xlink:to="lbl_DV7713"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7713" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 50 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7714" xlink:label="loc_DV7714"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7714" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 43</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7714" xlink:to="lbl_DV7714"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7714" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 43 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7715" xlink:label="loc_DV7715"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7715" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 34</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7715" xlink:to="lbl_DV7715"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7715" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 34 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7716" xlink:label="loc_DV7716"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7716" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 41</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7716" xlink:to="lbl_DV7716"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7716" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 41 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7717" xlink:label="loc_DV7717"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7717" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 40</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7717" xlink:to="lbl_DV7717"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7717" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 40 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7718" xlink:label="loc_DV7718"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7718" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 53</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7718" xlink:to="lbl_DV7718"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7718" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 53 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7719" xlink:label="loc_DV7719"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7719" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 31</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7719" xlink:to="lbl_DV7719"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7719" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 31 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7720" xlink:label="loc_DV7720"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7720" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 44</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7720" xlink:to="lbl_DV7720"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7720" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 44 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7721" xlink:label="loc_DV7721"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7721" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 48</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7721" xlink:to="lbl_DV7721"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7721" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 48 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7722" xlink:label="loc_DV7722"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7722" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 60</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7722" xlink:to="lbl_DV7722"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7722" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 60 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7723" xlink:label="loc_DV7723"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7723" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 39</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7723" xlink:to="lbl_DV7723"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7723" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 39 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7724" xlink:label="loc_DV7724"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7724" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 56</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7724" xlink:to="lbl_DV7724"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7724" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 56 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7725" xlink:label="loc_DV7725"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7725" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 61</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7725" xlink:to="lbl_DV7725"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7725" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 61 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7726" xlink:label="loc_DV7726"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7726" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 38</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7726" xlink:to="lbl_DV7726"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7726" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 38 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7727" xlink:label="loc_DV7727"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7727" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 59</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7727" xlink:to="lbl_DV7727"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7727" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 59 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7728" xlink:label="loc_DV7728"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7728" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 52</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7728" xlink:to="lbl_DV7728"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7728" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 52 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7729" xlink:label="loc_DV7729"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7729" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 42</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7729" xlink:to="lbl_DV7729"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7729" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 42 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
        <link:loc xlink:type="locator" xlink:href="LftmHlthCvrCrtfdAg.02.00.data.xsd#DV7730" xlink:label="loc_DV7730"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7730" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Age 57</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7730" xlink:to="lbl_DV7730"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7730" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to an adult who was 57 years old on 1 July before the day on which they took out hospital cover if the hospital cover was taken out after 1 July following their 31st birthday.</link:label>
    </link:labelLink>
</link:linkbase>
