<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LifeInsPolicyClassType.02.00.data.xsd#DM15" xlink:label="loc_DM15"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM15" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Life Insurance Policy Class Type Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM15" xlink:to="lbl_DM15"/>
        <link:loc xlink:type="locator" xlink:href="LifeInsPolicyClassType.02.00.data.xsd#DV126" xlink:label="loc_DV126"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV126" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Ordinary Class</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV126" xlink:to="lbl_DV126"/>
        <link:loc xlink:type="locator" xlink:href="LifeInsPolicyClassType.02.00.data.xsd#DV125" xlink:label="loc_DV125"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV125" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Complying Superannuation Class Or FHSA Class</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV125" xlink:to="lbl_DV125"/>
    </link:labelLink>
</link:linkbase>