<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DM747" xlink:label="loc_DM747"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM747" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liquid Asset Type Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM747" xlink:to="lbl_DM747"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM747" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is categorised according to the liquid asset type used.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DM753" xlink:label="loc_DM753"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM753" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liquidity Criteria Exception Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM753" xlink:to="lbl_DM753"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM753" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported classifies liquidity assets that are exceptions to Prudential criteria.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DM897" xlink:label="loc_DM897"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM897" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible Liquidity Assets Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM897" xlink:to="lbl_DM897"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM897" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported classifies liquidity assets that are eligible under prudential criteria.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7394" xlink:label="loc_DV7394"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7394" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible High Quality Liquid Assets 2</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7394" xlink:to="lbl_DV7394"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7394" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents Eligible High Quality Liquid Assets 2 (EHQLA2) as part of the Liquidity Coverage Ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7395" xlink:label="loc_DV7395"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7395" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Ineligible Committed Liquidity Facility Assets</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7395" xlink:to="lbl_DV7395"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7395" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to committed liquidity facility (CLF) assets that do not meet operational requirements in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7396" xlink:label="loc_DV7396"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7396" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other Assets And Ineligible Committed Liquidity Facility Assets</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7396" xlink:to="lbl_DV7396"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7396" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to any other assets, ineligible committed liquidity facility (CLF) assets or eligible committed liquidity facility (CLF) assets where the entity has no available capacity in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7397" xlink:label="loc_DV7397"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7397" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible Liquid Assets Except For Encumbrance</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7397" xlink:to="lbl_DV7397"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7397" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents Eligible Liquid Assets that would be part of the Liquidity Coverage Ratio calculation in accordance with the relevant prudential standard if they were not encumbered.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7399" xlink:label="loc_DV7399"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7399" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">High Quality Liquid Assets 1</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7399" xlink:to="lbl_DV7399"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7399" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents High Quality Liquid Assets 1 (HQLA1) as part of the Liquidity Coverage Ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7400" xlink:label="loc_DV7400"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7400" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Minimum Liquidity Holdings</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7400" xlink:to="lbl_DV7400"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7400" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The reported item is unencumbered in accordance with the requirements of prudential standards for Minimum Liquidity Holdings (MLH), or is subject to an encumbrance approved for a prudential purpose by the relevant regulator.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7401" xlink:label="loc_DV7401"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7401" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">High Quality Liquid Assets</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7401" xlink:to="lbl_DV7401"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7401" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents High Quality Liquid Assets (HQLA) as part of the Liquidity Coverage Ratio calculation.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7402" xlink:label="loc_DV7402"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7402" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible Reserve Bank Of New Zealand Securities</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7402" xlink:to="lbl_DV7402"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7402" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents Reserve Bank of New Zealand (RBNZ) eligible securities as part of the Liquidity Coverage Ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7403" xlink:label="loc_DV7403"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7403" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible Committed Liquidity Facility Assets</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7403" xlink:to="lbl_DV7403"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7403" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported relates to eligible committed facility facilities (CLF) assets where the entity has available capacity in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV8293" xlink:label="loc_DV8293"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8293" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">High Quality Liquid Assets 2 B</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8293" xlink:to="lbl_DV8293"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8293" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents high quality liquid assets 2B (HQLA2B) as part of the liquidity coverage ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV8294" xlink:label="loc_DV8294"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8294" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible High Quality Liquid Assets 2 B</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8294" xlink:to="lbl_DV8294"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8294" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents eligible high quality liquid assets 2B (EHQLA2B) as part of the liquidity coverage ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV8295" xlink:label="loc_DV8295"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">High Quality Liquid Assets 2 A</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8295" xlink:to="lbl_DV8295"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8295" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents high quality liquid assets 2A (HQLA2A) as part of the liquidity coverage ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7398" xlink:label="loc_DV7398"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7398" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">High Quality Liquid Assets 2</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7398" xlink:to="lbl_DV7398"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7398" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents high quality liquid assets 2 (HQLA2) as part of the liquidity coverage ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV7404" xlink:label="loc_DV7404"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7404" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible High Quality Liquid Assets 1</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7404" xlink:to="lbl_DV7404"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7404" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents eligible high quality liquid assets 1 (EHQLA1) that would meet the operational requirements for HQLA1 as part of the liquidity coverage ratio calculation in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="LiquidAssetType.02.01.data.xsd#DV8296" xlink:label="loc_DV8296"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eligible High Quality Liquid Assets 2 A</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8296" xlink:to="lbl_DV8296"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8296" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This item represents eligible high quality liquid assets 2A (EHQLA2A) as part of the liquidity coverage ratio calculation in accordance with the relevant prudential standard.</link:label>
    </link:labelLink>
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