<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DM960" xlink:label="loc_DM960"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM960" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Loan To Valuation Security Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM960" xlink:to="lbl_DM960"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM960" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to categorise reported loan information according to the loan-to-valuation ratio (LVR) of the loan product with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8801" xlink:label="loc_DV8801"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8801" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 0 LTE 5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8801" xlink:to="lbl_DV8801"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8801" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 0% but less than or equal to 5%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8802" xlink:label="loc_DV8802"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8802" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 25 LTE 30</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8802" xlink:to="lbl_DV8802"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8802" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 25% but less than or equal to 30%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8803" xlink:label="loc_DV8803"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8803" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 60 LTE 65</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8803" xlink:to="lbl_DV8803"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8803" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 60% but less than or equal to 65%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8804" xlink:label="loc_DV8804"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8804" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 90 LTE 95</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8804" xlink:to="lbl_DV8804"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8804" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 90% but less than or equal to 95%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8805" xlink:label="loc_DV8805"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8805" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 85 LTE 90</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8805" xlink:to="lbl_DV8805"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8805" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 85% but less than or equal to 90%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8806" xlink:label="loc_DV8806"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8806" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 65 LTE 70</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8806" xlink:to="lbl_DV8806"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8806" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 65% but less than or equal to 70%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8807" xlink:label="loc_DV8807"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8807" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 15 LTE 20</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8807" xlink:to="lbl_DV8807"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8807" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 15% but less than or equal to 20%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8808" xlink:label="loc_DV8808"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8808" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 45 LTE 50</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8808" xlink:to="lbl_DV8808"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8808" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 45% but less than or equal to 50%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8809" xlink:label="loc_DV8809"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8809" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 80 LTE 85</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8809" xlink:to="lbl_DV8809"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8809" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 80% but less than or equal to 85%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8810" xlink:label="loc_DV8810"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8810" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 10 LTE 15</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8810" xlink:to="lbl_DV8810"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8810" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 10% but less than or equal to 15%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8811" xlink:label="loc_DV8811"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8811" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 70 LTE 75</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8811" xlink:to="lbl_DV8811"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8811" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 70% but less than or equal to 75%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8812" xlink:label="loc_DV8812"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8812" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 100</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8812" xlink:to="lbl_DV8812"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8812" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 100%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8813" xlink:label="loc_DV8813"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8813" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 75 LTE 80</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8813" xlink:to="lbl_DV8813"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8813" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 75% but less than or equal to 80%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8814" xlink:label="loc_DV8814"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8814" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 55 LTE 60</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8814" xlink:to="lbl_DV8814"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8814" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 55% but less than or equal to 60%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8815" xlink:label="loc_DV8815"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8815" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 40 LTE 45</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8815" xlink:to="lbl_DV8815"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8815" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 40% but less than or equal to 45%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8816" xlink:label="loc_DV8816"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8816" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 95 LTE 100</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8816" xlink:to="lbl_DV8816"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8816" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 95% but less than or equal to 100%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8817" xlink:label="loc_DV8817"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8817" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 5 LTE 10</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8817" xlink:to="lbl_DV8817"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8817" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 5% but less than or equal to 10%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8818" xlink:label="loc_DV8818"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8818" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 30 LTE 35</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8818" xlink:to="lbl_DV8818"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8818" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 30% but less than or equal to 35%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8819" xlink:label="loc_DV8819"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8819" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 35 LTE 40</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8819" xlink:to="lbl_DV8819"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8819" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 35% but less than or equal to 40%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8820" xlink:label="loc_DV8820"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8820" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 20 LTE 25</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8820" xlink:to="lbl_DV8820"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8820" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 20% but less than or equal to 25%. Report the LVR with reference to the market value of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="LnTVltnScrty.02.00.data.xsd#DV8821" xlink:label="loc_DV8821"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8821" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">GT 50 LTE 55</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8821" xlink:to="lbl_DV8821"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8821" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 50% but less than or equal to 55%. Report the LVR with reference to the market value of the security.</link:label>
    </link:labelLink>
</link:linkbase>
