<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DM377" xlink:label="loc_DM377"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM377" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Loan Security Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM377" xlink:to="lbl_DM377"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM377" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV3931" xlink:label="loc_DV3931"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3931" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Equities Not Recognised Exchange</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV3931" xlink:to="lbl_DV3931"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3931" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through equity securities that are not listed on a recognised exchange to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV3932" xlink:label="loc_DV3932"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3932" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Equities Recognised Exchange</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV3932" xlink:to="lbl_DV3932"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3932" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through equity securities listed on a recognised exchange to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV3940" xlink:label="loc_DV3940"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Secured Eligible Res Mortgage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV3940" xlink:to="lbl_DV3940"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3940" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have not been secured through an eligible residential mortgage to satisfy the debt in the case of default by the borrower.

An eligible residential mortgage is determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV4391" xlink:label="loc_DV4391"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4391" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Secured by a Residential Mortgage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4391" xlink:to="lbl_DV4391"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4391" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have not been secured through a residential mortgage to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV4756" xlink:label="loc_DV4756"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Eligible Res Mortgage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4756" xlink:to="lbl_DV4756"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4756" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through an eligible residential mortgage to satisfy the debt in the case of default by the borrower.

An eligible residential mortgage is determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV4757" xlink:label="loc_DV4757"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4757" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Secured</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4757" xlink:to="lbl_DV4757"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4757" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Assets have not been pledged to satisfy the repayment of a debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV4758" xlink:label="loc_DV4758"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4758" xlink:to="lbl_DV4758"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4758" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through the pledging of assets to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV4760" xlink:label="loc_DV4760"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4760" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Life Policy</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4760" xlink:to="lbl_DV4760"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4760" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through the pledging of the surrender value of life policies to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.01.data.xsd#DV4759" xlink:label="loc_DV4759"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4759" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Residential Property</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4759" xlink:to="lbl_DV4759"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4759" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.</link:label>
    </link:labelLink>
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