<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DM377" xlink:label="loc_DM377"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM377" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Loan Security Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM377" xlink:to="lbl_DM377"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM377" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV3931" xlink:label="loc_DV3931"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3931" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Equities Not Recognised Exchange</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV3931" xlink:to="lbl_DV3931"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3931" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through equity securities that are not listed on a recognised exchange to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV3932" xlink:label="loc_DV3932"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3932" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Equities Recognised Exchange</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV3932" xlink:to="lbl_DV3932"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3932" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through equity securities listed on a recognised exchange to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV3940" xlink:label="loc_DV3940"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3940" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Secured Eligible Res Mortgage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV3940" xlink:to="lbl_DV3940"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV3940" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have not been secured through an eligible residential mortgage to satisfy the debt in the case of default by the borrower.

An eligible residential mortgage is determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV4391" xlink:label="loc_DV4391"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4391" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Secured by a Residential Mortgage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4391" xlink:to="lbl_DV4391"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4391" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have not been secured through a residential mortgage to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV4756" xlink:label="loc_DV4756"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4756" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Eligible Res Mortgage</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4756" xlink:to="lbl_DV4756"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4756" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through an eligible residential mortgage to satisfy the debt in the case of default by the borrower.

An eligible residential mortgage is determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV4757" xlink:label="loc_DV4757"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4757" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Not Secured</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4757" xlink:to="lbl_DV4757"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4757" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Assets have not been pledged to satisfy the repayment of a debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV4758" xlink:label="loc_DV4758"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4758" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4758" xlink:to="lbl_DV4758"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4758" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through the pledging of assets to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV4760" xlink:label="loc_DV4760"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4760" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Life Policy</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4760" xlink:to="lbl_DV4760"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4760" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The repayment of funds advanced have been secured through the pledging of the surrender value of life policies to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV8676" xlink:label="loc_DV8676"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8676" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Equities Listed</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8676" xlink:to="lbl_DV8676"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8676" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured through equity securities that are quoted on Australian or international securities exchanges to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV8677" xlink:label="loc_DV8677"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8677" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Managed Funds</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8677" xlink:to="lbl_DV8677"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8677" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured through units in managed funds to satisfy the debt in the case of default by the borrower. A managed fund is an investment fund where the money of investors is pooled and used to buy assets.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV8678" xlink:label="loc_DV8678"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8678" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Overseas Equities Directly Held</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8678" xlink:to="lbl_DV8678"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8678" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured through directly held shares that are quoted on stock exchanges other than an Australian stock exchange to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV4759" xlink:label="loc_DV4759"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4759" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Residential Property</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4759" xlink:to="lbl_DV4759"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4759" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV8679" xlink:label="loc_DV8679"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8679" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Bonds</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8679" xlink:to="lbl_DV8679"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8679" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured through bonds to satisfy the debt in the case of default by the borrower. A bond is a medium to long-term investment issued by governments and companies which pays a regular, fixed interest amount for the term of the investment.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV8680" xlink:label="loc_DV8680"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Australian Equities Directly Held</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8680" xlink:to="lbl_DV8680"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8680" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured through directly held shares that are quoted on Australian securities exchanges to satisfy the debt in the case of default by the borrower.</link:label>
        <link:loc xlink:type="locator" xlink:href="LoanSecurity.02.02.data.xsd#DV8681" xlink:label="loc_DV8681"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8681" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Secured Hybrid Securities</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8681" xlink:to="lbl_DV8681"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8681" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The funds advanced have been secured through hybrid securities to satisfy the debt in the case of default by the borrower. Hybrid securities are securities that combine elements of debt securities and equity securities.</link:label>
    </link:labelLink>
</link:linkbase>
