Loan To Income Dimension This dimension categorises the reported information according to the ratio of the credit limit of the loan to the borrower's gross income. Debt To Income Dimension This dimension categorises the reported information according to the ratio of the credit limit of all debts held by the borrower, to the borrowers' gross income. GTE 4 XLT 6 X The ratio is greater than or equal to 4 times, but less than 6 times. GTE 6 X The ratio is greater than or equal to 6 times.