<?xml version="1.0"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<!--Build # 284 - Publish generation of sbr_au_taxonomy. Generated Tuesday, 14 June 2011-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="NewBusinessType.02.00.data.xsd#DM405" xlink:label="loc_DM405"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM405" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">New Business Type</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM405" xlink:to="lbl_DM405"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM405" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to segment data based on whether the information relates to new business written during the current reporting period or business that was in force at the start of the current reporting period.</link:label>
        <link:loc xlink:type="locator" xlink:href="NewBusinessType.02.00.data.xsd#DV4460" xlink:label="loc_DV4460"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4460" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">In Force</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4460" xlink:to="lbl_DV4460"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4460" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Business that was in force at the start of the current reporting period.</link:label>
        <link:loc xlink:type="locator" xlink:href="NewBusinessType.02.00.data.xsd#DV4461" xlink:label="loc_DV4461"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4461" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">New Business</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV4461" xlink:to="lbl_DV4461"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV4461" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">New business written during the current reporting period.</link:label>
    </link:labelLink>
</link:linkbase>
