<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="OrgntnSrc.02.00.data.xsd#DM939" xlink:label="loc_DM939"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM939" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Origination Source Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM939" xlink:to="lbl_DM939"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM939" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is categorised according to the source of the financial instrument origination.</link:label>
        <link:loc xlink:type="locator" xlink:href="OrgntnSrc.02.00.data.xsd#DV8722" xlink:label="loc_DV8722"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8722" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Direct</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8722" xlink:to="lbl_DV8722"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8722" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to financial instruments where the entity's primary contact with the customer at origination is within the reporting entity itself.</link:label>
        <link:loc xlink:type="locator" xlink:href="OrgntnSrc.02.00.data.xsd#DV8723" xlink:label="loc_DV8723"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8723" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Third Party</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8723" xlink:to="lbl_DV8723"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8723" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to financial instruments where the entity's primary contact with the customer at origination is through another party (including a related body corporate) that is not within the reporting entity itself. This includes where this third party accepts or completes applications, and is regardless of whether the third party has the ability to approve transactions or not.</link:label>
    </link:labelLink>
</link:linkbase>
