<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DM799" xlink:label="loc_DM799"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM799" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Policy Or Person Movement Reason Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM799" xlink:to="lbl_DM799"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM799" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to the reasons for movement of policies or insured persons.</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7644" xlink:label="loc_DV7644"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7644" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Discontinued</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7644" xlink:to="lbl_DV7644"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7644" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons leaving the health fund.</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7645" xlink:label="loc_DV7645"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7645" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">New</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7645" xlink:to="lbl_DV7645"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7645" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons joining but not transferring from another fund.</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7646" xlink:label="loc_DV7646"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7646" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transfer To Another Policy</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7646" xlink:to="lbl_DV7646"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7646" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons transferring from another policy type with the same insurer. Policy types being "Hospital Treatment Only", "Hospital Treatment and General Treatment" or "General Treatment Only".</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7647" xlink:label="loc_DV7647"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7647" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transfer From Another Fund</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7647" xlink:to="lbl_DV7647"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7647" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons transferring from another fund but not joining as new members to private health insurance.</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7648" xlink:label="loc_DV7648"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7648" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transfer From Another Policy</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7648" xlink:to="lbl_DV7648"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7648" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons transferring to another policy type with the same insurer. Policy types being "Hospital Treatment Only", "Hospital Treatment and General Treatment" or "General Treatment Only".</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7649" xlink:label="loc_DV7649"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7649" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transfer From Another State</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7649" xlink:to="lbl_DV7649"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7649" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons transferring from another state within this fund.</link:label>
        <link:loc xlink:type="locator" xlink:href="PlcyOrPrsnMvmntRsn.02.00.data.xsd#DV7650" xlink:label="loc_DV7650"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7650" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transfer To Another State</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7650" xlink:to="lbl_DV7650"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7650" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to policies and/or insured persons transferring to another state within this fund.</link:label>
    </link:labelLink>
</link:linkbase>
