<?xml version="1.0" encoding="UTF-8"?>
<!--Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:ProbabilityOfDefault.02.00="http://sbr.gov.au/dims/ProbabilityOfDefault.02.00.dims" xmlns:dtyp.02.09="http://sbr.gov.au/fdtn/sbr.02.09.dtyp" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
	<link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
	<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
		<link:loc xlink:type="locator" xlink:label="ProbabilityOfDefault" xlink:title="ProbabilityOfDefault" xlink:href="ProbabilityOfDefault.02.00.data.xsd#DM192"/>
		<link:label xlink:type="resource" xml:lang="en" xlink:label="label_ProbabilityOfDefault" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ProbabilityOfDefault">Probability Of Default</link:label>
		<link:label xlink:type="resource" xml:lang="en" xlink:label="label_ProbabilityOfDefault_2" xlink:title="label_ProbabilityOfDefault_2" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition">This dimension is used to segment reported exposure information according to its associated probability of default (PD), as determined in accordance with relevant prudential standards.

Where PDs are bucketed and there are multiple assigned PDs within a bucket, assign the exposure weighted average PD of the bucket.

A PD of 100 per cent is to be assigned to all defaulted exposures.</link:label>
		<link:labelArc xlink:type="arc" use="optional" priority="0" order="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProbabilityOfDefault" xlink:to="label_ProbabilityOfDefault" xlink:title="label: ProbabilityOfDefault to label_ProbabilityOfDefault"/>
		<link:labelArc xlink:type="arc" use="optional" priority="0" order="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProbabilityOfDefault" xlink:to="label_ProbabilityOfDefault_2" xlink:title="label: ProbabilityOfDefault to label_ProbabilityOfDefault_2"/>
	</link:labelLink>
</link:linkbase>