<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="RnsrrIdntfr.02.00.data.xsd#DM731" xlink:label="loc_DM731"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM731" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Reinsurer Identifier Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM731" xlink:to="lbl_DM731"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM731" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This information represents the reinsurer identifier provided by Australian Prudential Regulation Authority (APRA). If the reinsurer is not on APRA's reinsurer identifier list, use the first three letters of the reinsurer's legal name, along with '9999'.</link:label>
    </link:labelLink>
</link:linkbase>