<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DM745" xlink:label="loc_DM745"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM745" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Run Off Rate Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM745" xlink:to="lbl_DM745"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM745" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported categorises the percentage run off rate in accordance with the Basel III liquidity reform and the relevant prudential standards where supervisor discretion is allowed.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7378" xlink:label="loc_DV7378"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7378" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twenty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7378" xlink:to="lbl_DV7378"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7378" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 20%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7379" xlink:label="loc_DV7379"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7379" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Ten Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7379" xlink:to="lbl_DV7379"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7379" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 10%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7380" xlink:label="loc_DV7380"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7380" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Fifteen Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7380" xlink:to="lbl_DV7380"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7380" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 15%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7381" xlink:label="loc_DV7381"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7381" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twenty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7381" xlink:to="lbl_DV7381"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7381" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 25%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7382" xlink:label="loc_DV7382"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7382" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Zero Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7382" xlink:to="lbl_DV7382"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7382" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of zero percent.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7383" xlink:label="loc_DV7383"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7383" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Three Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7383" xlink:to="lbl_DV7383"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7383" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 3%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7384" xlink:label="loc_DV7384"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7384" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7384" xlink:to="lbl_DV7384"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7384" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 5%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7385" xlink:label="loc_DV7385"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7385" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Forty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7385" xlink:to="lbl_DV7385"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7385" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 40%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV7386" xlink:label="loc_DV7386"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7386" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Hundred Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7386" xlink:to="lbl_DV7386"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7386" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 100%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV8291" xlink:label="loc_DV8291"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8291" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Fifty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8291" xlink:to="lbl_DV8291"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8291" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 50%.</link:label>
        <link:loc xlink:type="locator" xlink:href="RunOffRate.02.01.data.xsd#DV8292" xlink:label="loc_DV8292"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8292" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Thirty Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8292" xlink:to="lbl_DV8292"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8292" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported has an applied weighting of 30%.</link:label>
    </link:labelLink>
</link:linkbase>
