<?xml version="1.0"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<!--Build # 284 - Publish generation of sbr_au_taxonomy. Generated Tuesday, 14 June 2011-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DM407" xlink:label="loc_DM407"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM407" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Specific Risk Weight</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM407" xlink:to="lbl_DM407"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM407" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to categorise reported information based on specific risk weights, as determined in accordance with prudential standards.

Specific risk represents the risk that the value of a security will change due to issuer-specific factors.</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5074" xlink:label="loc_DV5074"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5074" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Eight Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5074" xlink:to="lbl_DV5074"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5074" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 8% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5080" xlink:label="loc_DV5080"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5080" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Four Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5080" xlink:to="lbl_DV5080"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5080" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 4% in accordance with the relevant prudential standards</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5076" xlink:label="loc_DV5076"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5076" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5076" xlink:to="lbl_DV5076"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5076" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 1% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5075" xlink:label="loc_DV5075"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5075" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">One Point Six Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5075" xlink:to="lbl_DV5075"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5075" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 1.6% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5040" xlink:label="loc_DV5040"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5040" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Twelve Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5040" xlink:to="lbl_DV5040"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5040" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 12% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5079" xlink:label="loc_DV5079"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5079" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Two Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5079" xlink:to="lbl_DV5079"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5079" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 2% in accordance with the relevant prudential standards</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5078" xlink:label="loc_DV5078"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5078" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Zero Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5078" xlink:to="lbl_DV5078"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5078" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 0% in accordance with the relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="SpecificRiskWeight.02.00.data.xsd#DV5077" xlink:label="loc_DV5077"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5077" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Zero Point Twenty Five Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5077" xlink:to="lbl_DV5077"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5077" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Information in relation to exposures with a specific risk weighting of 0.25% in accordance with the relevant prudential standards.</link:label>
    </link:labelLink>
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