<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DM1003" xlink:label="loc_DM1003"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM1003" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Step In Risk Entity Sector Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM1003" xlink:to="lbl_DM1003"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM1003" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the sector of the step-in risk entity. A step-in risk entity is an entity to which the reporting entity is likely to provide support beyond any legal or contractual obligation to do so.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9044" xlink:label="loc_DV9044"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9044" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">State Territory And Local Government</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9044" xlink:to="lbl_DV9044"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9044" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Entities that provide non-market goods and services, principally financed by taxes, for free or at a price well below the cost of production. These entities regulate economic activity, maintain law and order and redistribute income and wealth by means of transfers.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9045" xlink:label="loc_DV9045"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9045" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Institutions NEC</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9045" xlink:to="lbl_DV9045"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9045" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Any financial institution other than central banks, banking institutions, registered financial corporations, central borrowing authorities, insurance corporations, superannuation funds, financial auxiliaries, securitisers, money-market investment funds, and non-money market financial investment funds.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9046" xlink:label="loc_DV9046"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9046" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Private Non Financial Businesses</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9046" xlink:to="lbl_DV9046"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9046" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Private non-financial investment funds, other private non-financial corporations and private unincorporated businesses.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9047" xlink:label="loc_DV9047"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9047" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Public Non Financial Corporations</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9047" xlink:to="lbl_DV9047"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9047" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">National government non-financial corporations and state, territory and local government non-financial corporations.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9048" xlink:label="loc_DV9048"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9048" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Auxiliaries</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9048" xlink:to="lbl_DV9048"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9048" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Corporations and quasi-corporations engaged primarily in activities closely related to financial intermediation, but which do not themselves perform an intermediation role.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9049" xlink:label="loc_DV9049"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9049" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Central Banks</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9049" xlink:to="lbl_DV9049"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9049" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Central banks, including the Reserve Bank of Australia, Bank for International Settlements, the European Central Bank, and other official monetary authorities.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9050" xlink:label="loc_DV9050"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9050" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Superannuation Funds</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9050" xlink:to="lbl_DV9050"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9050" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Complying funds for the purposes of the Superannuation Industry (Supervision) Act 1993, other autonomous funds established for the benefit of public sector employees and any overseas funds designed specifically for the purpose of providing a pension or other income stream on retirement.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9051" xlink:label="loc_DV9051"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9051" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9051" xlink:to="lbl_DV9051"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9051" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Any entity that is not a private non-financial business, public non-financial corporation, financial institution, household, national general government, state, territory and local government, or community service organisation.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9052" xlink:label="loc_DV9052"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9052" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Money Market Investment Funds</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9052" xlink:to="lbl_DV9052"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9052" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Collective investment schemes, such as cash management trusts and cash common funds.  They raise funds by issuing shares or units to the public, either via a prospectus or a distribution channel such as a platform.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9053" xlink:label="loc_DV9053"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9053" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Households</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9053" xlink:to="lbl_DV9053"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9053" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Persons whose dealings with other sectors are for personal or housing purposes.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9054" xlink:label="loc_DV9054"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9054" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Securitisers</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9054" xlink:to="lbl_DV9054"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9054" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Issuers of asset-backed securities created through the process of securitisation. It excludes: issuers of covered bonds.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9055" xlink:label="loc_DV9055"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9055" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Insurance Corporations</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9055" xlink:to="lbl_DV9055"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9055" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Life insurance corporations registered under the Life Insurance Act 1995; general insurance corporations authorised under the Insurance Act 1973 (or by virtue of determinations made by the Australian Prudential Regulation Authority (APRA) under the General Insurance Reform Act 2001); private health insurance corporations registered under the Private Health Insurance (Prudential Supervision) Act 2015; the Export Finance Insurance Corporation; private sector and government-owned general and health insurance enterprises, both proprietary and mutual; and any overseas insurance corporation.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9056" xlink:label="loc_DV9056"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9056" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Central Borrowing Authorities</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9056" xlink:to="lbl_DV9056"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9056" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Entities that primarily provide finance for public corporations and other units owned or controlled by an Australian or foreign government. They arrange the investment of surplus funds.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9057" xlink:label="loc_DV9057"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9057" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">National General Government</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9057" xlink:to="lbl_DV9057"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9057" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">National government departments and agencies whose principal function is to provide non-market goods and services, principally financed by taxes, for free or at a price well below the cost of production. These entities regulate economic activity, maintain law and order and redistribute income and wealth by means of transfers.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9058" xlink:label="loc_DV9058"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9058" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Banking Institutions</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9058" xlink:to="lbl_DV9058"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9058" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Authorised deposit-taking institutions or banking institutions authorised in another jurisdiction.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9059" xlink:label="loc_DV9059"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9059" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Registered Financial Corporations</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9059" xlink:to="lbl_DV9059"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9059" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Corporations that are registered entities under the Financial Sector (Collection of Data) Act 2001 that are classified as category 'D' or 'Other' by the Australian Prudential Regulation Authority (APRA).</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9060" xlink:label="loc_DV9060"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9060" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Community Service Organisations</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9060" xlink:to="lbl_DV9060"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9060" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Non-market operators providing goods and services to households for free or at prices that are not economically significant.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskEnttySctr.02.00.data.xsd#DV9061" xlink:label="loc_DV9061"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9061" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Non Money Market Financial Investment Funds</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9061" xlink:to="lbl_DV9061"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9061" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Collective investment schemes, such as trusts or corporations.  They raise funds by issuing shares or units to the public, either via a prospectus or a distribution channel such as a platform.</link:label>
    </link:labelLink>
</link:linkbase>
