<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="StpInRskRltnshp.02.00.data.xsd#DM1004" xlink:label="loc_DM1004"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM1004" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Step In Risk Relationship Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM1004" xlink:to="lbl_DM1004"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM1004" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the nature of the relationship of the reporting entity with the step-in risk entity.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskRltnshp.02.00.data.xsd#DV9062" xlink:label="loc_DV9062"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9062" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Debt Investor</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9062" xlink:to="lbl_DV9062"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9062" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Debt investor is a relationship where the authorised deposit-taking institution invests in the step-in risk entity's debt instruments. Exclude regular business such as a lending relationship to operating entities, such as a wholesale loan to a corporate entity.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskRltnshp.02.00.data.xsd#DV9063" xlink:label="loc_DV9063"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9063" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Equity Investor</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9063" xlink:to="lbl_DV9063"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9063" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Equity investor is a relationship where the authorised deposit-taking institution invests in the step-in risk entity's equity instruments. Exclude regular business such as investments that arise from market-making, such as equity shares held in the trading book or negligible investments.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskRltnshp.02.00.data.xsd#DV9064" xlink:label="loc_DV9064"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9064" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Sponsor</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9064" xlink:to="lbl_DV9064"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9064" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Sponsor is a relationship where the authorised deposit-taking institution manages or advises the step-in risk entity, places its securities into the market or provides liquidity and/or credit enhancements.</link:label>
        <link:loc xlink:type="locator" xlink:href="StpInRskRltnshp.02.00.data.xsd#DV9065" xlink:label="loc_DV9065"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9065" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV9065" xlink:to="lbl_DV9065"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV9065" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Other is any relationship which is not a sponsor, debt investor or equity investor relationship.</link:label>
    </link:labelLink>
</link:linkbase>
