<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="StrssTstngChngInCrdtSprd.02.00.data.xsd#DM483" xlink:label="loc_DM483"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM483" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Stress Testing Change In Credit Spread Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM483" xlink:to="lbl_DM483"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM483" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension is used to represent the relevant stress testing scenario to which a change in the current credit spread is applied to the calculation of the reported information.</link:label>
        <link:loc xlink:type="locator" xlink:href="StrssTstngChngInCrdtSprd.02.00.data.xsd#DV5534" xlink:label="loc_DV5534"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5534" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Increase 100 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5534" xlink:to="lbl_DV5534"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5534" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is based upon the application of a stress testing scenario representing a 100 per cent increase in the current credit spread of relevant positions. The current credit spread would be market implied credit spread derived from the current market price of the security.</link:label>
        <link:loc xlink:type="locator" xlink:href="StrssTstngChngInCrdtSprd.02.00.data.xsd#DV5535" xlink:label="loc_DV5535"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5535" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Decrease 50 Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV5535" xlink:to="lbl_DV5535"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV5535" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is based upon the application of a stress testing scenario representing a 50 per cent decrease in the current credit spread of relevant positions. The current credit spread would be market implied credit spread derived from the current market price of the security.</link:label>
    </link:labelLink>
</link:linkbase>
