<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DM839" xlink:label="loc_DM839"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM839" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Type Of Deposit Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM839" xlink:to="lbl_DM839"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM839" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to the characteristics of the deposit.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV7958" xlink:label="loc_DV7958"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7958" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transferable</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7958" xlink:to="lbl_DV7958"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7958" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to deposits that are exchangeable for bank notes and coins on demand at par and without penalty or restriction; and are directly usable for making payment by cheque, draft, giro order, direct debit/credit, or other direct payment facility.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV7959" xlink:label="loc_DV7959"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7959" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Non Transferable</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7959" xlink:to="lbl_DV7959"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7959" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to deposits that are not exchangeable for bank notes and coins on demand at par and without penalty or restriction.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV8389" xlink:label="loc_DV8389"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8389" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Uncleared</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8389" xlink:to="lbl_DV8389"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8389" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">A balance in an account that is not able to be withdrawn or used in financial transactions.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV8390" xlink:label="loc_DV8390"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8390" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Electronic Access</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8390" xlink:to="lbl_DV8390"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8390" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">A deposit account with electronic banking access.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV8391" xlink:label="loc_DV8391"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8391" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Non Transaction</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8391" xlink:to="lbl_DV8391"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8391" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to deposits that are not directly accessible or exchangeable for bank notes and coins on demand at par and without penalty or restriction. Exclude savings deposits linked to an account from which payments may be made to third parties where funds may be transferred to the linked account almost instantaneously and subsequently withdrawn or transferred to a third party on demand.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV8392" xlink:label="loc_DV8392"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8392" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Transaction</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8392" xlink:to="lbl_DV8392"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8392" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to deposits that are directly accessible and exchangeable for bank notes and coins on demand at par and without penalty or restriction. Funds are considered directly accessible if they can be withdrawn or used to make payments to a third party by cheque, draft, giro order, direct debit/credit, or other direct payment facility on demand. Include savings deposits linked to an account from which payments may be made to third parties where funds may be transferred to the linked account almost instantaneously and subsequently withdrawn or transferred to a third party on demand.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypeOfDeposit.02.01.data.xsd#DV8393" xlink:label="loc_DV8393"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8393" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Cleared</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV8393" xlink:to="lbl_DV8393"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV8393" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">A balance in an account that is able to be withdrawn or used in financial transactions.</link:label>
    </link:labelLink>
</link:linkbase>
