<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="TypsOfLblts.02.00.data.xsd#DM816" xlink:label="loc_DM816"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM816" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Types Of Liabilities Dimension</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DM816" xlink:to="lbl_DM816"/>
        <link:label xlink:type="resource" xlink:label="lbl_DM816" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This dimension categorises the reported data according to types of liabilities.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypsOfLblts.02.00.data.xsd#DV7790" xlink:label="loc_DV7790"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7790" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Unpresented And Outstanding Claims</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7790" xlink:to="lbl_DV7790"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7790" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the unpresented and outstanding claims.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypsOfLblts.02.00.data.xsd#DV7791" xlink:label="loc_DV7791"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7791" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7791" xlink:to="lbl_DV7791"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7791" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the any other liability not reported elsewhere.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypsOfLblts.02.00.data.xsd#DV7792" xlink:label="loc_DV7792"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7792" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Loyalty Bonus</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7792" xlink:to="lbl_DV7792"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7792" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the loyalty bonus.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypsOfLblts.02.00.data.xsd#DV7793" xlink:label="loc_DV7793"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7793" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Unearned Premium And Unexpired Risk Liability</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7793" xlink:to="lbl_DV7793"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7793" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the unearned premium and unexpired risk liability.</link:label>
        <link:loc xlink:type="locator" xlink:href="TypsOfLblts.02.00.data.xsd#DV7794" xlink:label="loc_DV7794"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7794" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Risk Equalisation Fund Transfer</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DV7794" xlink:to="lbl_DV7794"/>
        <link:label xlink:type="resource" xlink:label="lbl_DV7794" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The information reported is in relation to the risk equalisation fund transfer (RETF).</link:label>
    </link:labelLink>
</link:linkbase>
