<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafot.02.19.data.xsd#bafot.02.19_bafotAbstract" xlink:label="loc_bafot.02.19_bafotAbstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafotAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other Accounting And Financial Disclosures</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafot.02.19_bafotAbstract" xlink:to="lbl_bafotAbstract"/>
        <link:loc xlink:type="locator" xlink:href="bafot.02.19.data.xsd#DE13296" xlink:label="loc_DE13296"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13296" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Risk Lowest Liquidity Coverage Ratio Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE13296" xlink:to="lbl_DE13296"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13296" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the percentage, as at the relevant date, for the lowest Liquidity Coverage Ratio (LCR) during the reporting period calculated in accordance with the relevant prudential standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafot.02.19.data.xsd#DE7997" xlink:label="loc_DE7997"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE7997" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Risk Lowest Minimum Liquidity Holdings Ratio Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE7997" xlink:to="lbl_DE7997"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE7997" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the percentage, as at the relevant date, for the lowest Minimum Liquidity Holdings (MLH) Ratio during the reporting period.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafot.02.19.data.xsd#DE13295" xlink:label="loc_DE13295"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13295" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Risk Minimum Targeted Liquidity Coverage Ratio Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE13295" xlink:to="lbl_DE13295"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13295" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the percentage, as at the relevant date, for the entity's minimum targeted Liquidity Coverage Ratio (LCR) as contained in its Liquidity Management Strategy.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafot.02.19.data.xsd#DE7996" xlink:label="loc_DE7996"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE7996" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Risk Minimum Targeted Minimum Liquidity Holdings Ratio Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE7996" xlink:to="lbl_DE7996"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE7996" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the percentage, as at the relevant date, for the entity's minimum targeted Minimum Liquidity Holdings (MLH) Ratio as contained in its Liquidity Management Strategy.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafot.02.19.data.xsd#DE13305" xlink:label="loc_DE13305"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13305" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Regulatory Disclosures Agreed Run Off Rate Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE13305" xlink:to="lbl_DE13305"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE13305" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the percentage, as at the relevant date, for the agreed run-off rates for cash inflows and outflows not pre-determined in the relevant prudential standards.</link:label>
    </link:labelLink>
</link:linkbase>
