Other Accounting And Financial Disclosures Financial Risk APRA Determined Available Stable Funding Factor Rate The rate applied to on or off balance sheet obligations where the Australian Prudential Regulation Authority (APRA) has determined that an alternative available stable funding (ASF) factor applies under Prudential Standard APS 210 - Liquidity. Financial Risk APRA Determined Required Stable Funding Factor Rate The rate applied to on or off balance sheet obligations where the Australian Prudential Regulation Authority (APRA) has determined that an alternative required stable funding (RSF) factor applies under Prudential Standard APS 210 - Liquidity. Financial Risk Capital Adequacy Net Stable Funding Ratio Regulatory Capital Amount The net stable funding ratio (NSFR) regulatory capital is the value of the amount of Tier 1 capital and Tier 2 capital as per Prudential Standard APS 111 - Capital Adequacy, before the application of regulatory adjustments, and excluding the proportion of Tier 2 capital instruments with a residual maturity of less than one year. Financial Risk Capital Adequacy Transitional Arrangements For Ineligible Basel III Capital Amount The value of any amounts of regulatory capital that are not recognised as Basel III eligible capital, but which the Australian Prudential Regulation Authority (APRA) has determined can be included as eligible regulatory capital under transitional arrangements, as determined in accordance with relevant Prudential Standards. Financial Risk Capital Deduction Amount The value of deductions from regulatory capital , as approved by the Australian Prudential Regulation Authority and in accordance with Prudential Standard APS 111 - Capital Adequacy: Measurement of Capital. Financial Risk Daily Average Minimum Liquidity Holdings Ratio Percent This is the percentage, for the daily average minimum liquidity holdings (MLH) ratio maintained during the reporting period. Financial Risk Foreign Currency Liquidity Coverage Ratio Amount Report the amount of foreign currency liquidity coverage ratio (LCR) for all currencies where the authorised deposit taking institutions (ADI's) total liabilities in that currency (before any hedging) exceed five per cent of the ADI's total liabilities at any time during the quarter. Financial Risk Highest Minimum Liquidity Holdings Ratio Percent This is the percentage, for the highest minimum liquidity holdings (MLH) ratio maintained during the reporting period. Financial Risk Liquidity Coverage Ratio Highest Percent This is the percentage, for the highest liquidity coverage ratio (LCR) during the reporting period calculated in accordance with the relevant prudential standard. Financial Risk Liquidity Coverage Ratio Mean Percent This is the percentage, for the mean liquidity coverage ratio (LCR) during the reporting period calculated in accordance with the relevant prudential standard. Financial Risk Lowest Liquidity Coverage Ratio Percent This is the percentage for the lowest liquidity coverage ratio (LCR) during the reporting period calculated in accordance with the relevant prudential standard. Financial Risk Lowest Minimum Liquidity Holdings Ratio Percent This is the percentage, as at the relevant date, for the lowest minimum liquidity holdings (MLH) ratio maintained during the reporting period. Financial Risk Minimum Board Approved Minimum Liquidity Holdings Ratio Percent This is the percentage, as at the relevant date, for the entity's minimum board approved minimum liquidity holdings (MLH) Ratio as contained in its liquidity management strategy or equivalent. Financial Risk Minimum Targeted Liquidity Coverage Ratio Percent This is the percentage, as at the relevant date, for the entity's board approved minimum targeted liquidity coverage ratio (LCR) as contained in its liquidity management strategy. Regulatory Disclosures Interest Rate Variable Weighted Average Rate This is the weighted average interest rate for variable-rate loans calculated as the average of the individual loans' contractual interest rates, weighted by the credit limit during the relevant period. Regulatory Disclosures Loan Serviceability Assessment Rate Weighted Average Rate This is the weighted average loan serviceability assessment rate calculated as the average of the individual loans interest rates, weighted by the credit limit during the relevant period. The loan serviceability assessment rate is the interest rate used in the lender's serviceability assessments, such as an interest-rate floor or actual interest-rate rate plus interest-rate buffer.