Other Accounting And Financial Disclosures Regulatory Disclosures Annual Loan Interest Rate Percent This is the annual interest rate when the loan is written, exclusive of fees. Regulatory Disclosures Loan Identifier Phase 1 SME Guarantee Refinanced Phase 2 Text This is the original Australian Government SME Guarantee Scheme phase 1 identifier within the entity used to uniquely identify the loan that has been refinanced in Phase 2. Regulatory Disclosures Refinancing Phase 1 SME Guarantee Phase 2 Loan Amount This is the value of the Australian Government SME Guarantee Scheme phase 2 loan that is for the purpose of refinancing an existing phase 1 loan.