<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafot.02.50.data.xsd#bafot.02.50_bafotAbstract" xlink:label="loc_bafot.02.50_bafotAbstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafotAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Other Accounting And Financial Disclosures</link:label>
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        <link:loc xlink:type="locator" xlink:href="bafot.02.50.data.xsd#DE14907" xlink:label="loc_DE14907"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14907" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Risk Foreign Currency Liquidity Coverage Ratio Percent</link:label>
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        <link:label xlink:type="resource" xlink:label="lbl_DE14907" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">Report the foreign currency liquidity coverage ratio (LCR) for all currencies where the authorised deposit taking institutions (ADI's) total liabilities in that currency (before any hedging) exceed five per cent of the ADI's total liabilities at any time during the quarter.</link:label>
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