<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#dataElementGuidance"/>
  <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE410" xlink:label="loc_DE410"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE410" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Insurance Current Reinsurance And  Recoveries Receivable Other Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE410" xlink:to="lbl_DE410" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE410" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE411" xlink:label="loc_DE411"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE411" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Insurance Current Prepaid Reinsurance Premiums Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE411" xlink:to="lbl_DE411" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE411" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE420" xlink:label="loc_DE420"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE420" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Insurance Non Current Reinsurance And Recoveries Receivable Other Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE420" xlink:to="lbl_DE420" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE420" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE427" xlink:label="loc_DE427"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE427" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Current Outstanding Insurance Claims Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE427" xlink:to="lbl_DE427" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE427" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE428" xlink:label="loc_DE428"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE428" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Current Unearned Premiums Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE428" xlink:to="lbl_DE428" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE428" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE429" xlink:label="loc_DE429"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE429" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Current Unexpired Risks Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE429" xlink:to="lbl_DE429" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE429" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE430" xlink:label="loc_DE430"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE430" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Current Life Insurance Contracts Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE430" xlink:to="lbl_DE430" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE430" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE431" xlink:label="loc_DE431"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE431" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Current Life Investment Contracts Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE431" xlink:to="lbl_DE431" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE431" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE435" xlink:label="loc_DE435"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE435" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Non Current Outstanding Insurance Claims Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE435" xlink:to="lbl_DE435" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE435" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE3177" xlink:label="loc_DE3177"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3177" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Insurance Total Reinsurance And Other Recoveries Receivable Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3177" xlink:to="lbl_DE3177" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3177" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE3180" xlink:label="loc_DE3180"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3180" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Total Outstanding Insurance Claims Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3180" xlink:to="lbl_DE3180" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3180" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE3181" xlink:label="loc_DE3181"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3181" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Total Unearned Premiums Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3181" xlink:to="lbl_DE3181" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3181" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#DE3182" xlink:label="loc_DE3182"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3182" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Total Unexpired Risk Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE3182" xlink:to="lbl_DE3182" order="1.0"/>
    <link:label xlink:type="resource" xlink:label="lbl_DE3182" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">For interpretation/definition of this item refer to the Australian Accounting Standards, as an example, see provided reference</link:label>
    <link:loc xlink:type="locator" xlink:href="bafpo3.02.01.data.xsd#bafpo3.02.01_bafpo3Abstract" xlink:label="loc_bafpo3Abstract"/>
    <link:label xlink:type="resource" xlink:label="lbl_bafpo3Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Position 3</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpo3Abstract" xlink:to="lbl_bafpo3Abstract" order="1.0"/>
  </link:labelLink>
</link:linkbase>
