<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<xsd:schema xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:bafpo3.02.08="http://sbr.gov.au/icls/baf/bafpo/bafpo3.02.08.data" xmlns:tech.01.02="http://sbr.gov.au/fdtn/sbr.01.02.tech" xmlns:dtyp.02.12="http://sbr.gov.au/fdtn/sbr.02.12.dtyp" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://sbr.gov.au/icls/baf/bafpo/bafpo3.02.08.data" elementFormDefault="qualified">
    <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.02.12.dtyp" schemaLocation="../../../fdtn/dtyp.sbr.02.12.xsd"/>
    <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.01.02.tech" schemaLocation="../../../fdtn/tech.sbr.01.02.xsd"/>
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    <xsd:element name="Assets.AverageBalanceOfInterestEarning.InvestmentSecuritiesPhysical.Amount" id="DE275" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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    <xsd:element name="Assets.AverageBalanceOfInterestEarning.TradingSecuritiesTotal.Amount" id="DE282" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
    <xsd:element name="Assets.AverageBalanceOfInterestEarning.LoansAndAdvances.CreditCards.Amount" id="DE283" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
    <xsd:element name="Assets.AverageBalanceOfInterestEarning.LoansAndAdvances.HousingLoans.Amount" id="DE284" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
    <xsd:element name="Assets.AverageBalanceOfInterestEarning.LoansAndAdvances.LeaseFinancing.Amount" id="DE285" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
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    <xsd:element name="Assets.Insurance.ExcessOfNetMarketValuesInSubsidiariesOverRecognisedNetAssetsOfSubsidiary.Amount" id="DE1195" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
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    <xsd:element name="Liabilities.AverageBalanceOfInterestBearing.LoanCapital.Amount" id="DE293" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
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    <xsd:element name="Liabilities.Insurance.GeneralInsuranceOutstandingClaimsAndUnearnedPremium.Amount" id="DE1472" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
    <xsd:element name="Liabilities.Insurance.LifeInsurancePolicyLiabilities.Amount" id="DE1473" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
</xsd:schema>
