<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.13.data.xsd#bafpo3.02.13_bafpo3Abstract" xlink:label="loc_bafpo3.02.13_bafpo3Abstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafpo3Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Position 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpo3.02.13_bafpo3Abstract" xlink:to="lbl_bafpo3Abstract"/>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.13.data.xsd#DE12975" xlink:label="loc_DE12975"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE12975" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Insurance Management Fees Expected Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE12975" xlink:to="lbl_DE12975"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE12975" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, as at the relevant date, for management fees expected to be received. This item is to be determined in accordance with relevant prudential standards and is net of any reduction in management fees assumed under asset and/or insurance stresses.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.13.data.xsd#DE12976" xlink:label="loc_DE12976"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE12976" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Insurance Management Fees Stress Adjustment Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE12976" xlink:to="lbl_DE12976"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE12976" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, as at the relevant date, for any reduction in management fees assumed under asset and/or insurance stresses, and is to be determined in accordance with relevant prudential standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.13.data.xsd#DE4428" xlink:label="loc_DE4428"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE4428" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Insurance Accumulated Loss Recognition Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE4428" xlink:to="lbl_DE4428"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE4428" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, as at the relevant date, for the total amount of losses recognised and not reversed.</link:label>
    </link:labelLink>
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