<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#bafpo3.02.17_bafpo3Abstract" xlink:label="loc_bafpo3.02.17_bafpo3Abstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafpo3Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Position 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpo3.02.17_bafpo3Abstract" xlink:to="lbl_bafpo3Abstract"/>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14835" xlink:label="loc_DE14835"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14835" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Secured Funding Arrangement Subject Prior Notification Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14835" xlink:to="lbl_DE14835"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14835" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding value (plus accrued interest)of assets that secure funding arrangements and are subject to prior notification requirements in accordance with Prudential Standard APS 120 Securitisation.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14830" xlink:label="loc_DE14830"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14830" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Securitised Assets In Pool Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14830" xlink:to="lbl_DE14830"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14830" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding value (plus accrued interest) all of the securitised assets in a pool that have been transferred into a securitisation vehicle in accordance with Prudential Standard APS 120 Securitisation.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14841" xlink:label="loc_DE14841"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14841" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Securitised Outstanding Securities Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14841" xlink:to="lbl_DE14841"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14841" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding value of securities issued by the securitisation that are backed by the assets and exposures that the reporting entity has sold, or otherwise originated, into securitisation programs (collectively transferred assets).</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14831" xlink:label="loc_DE14831"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14831" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Self Securitised Assets In Pool Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14831" xlink:to="lbl_DE14831"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14831" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding value (plus accrued interest) all of the securitised assets in a pool which are solely for the purpose of using the securities created as collateral in order to obtain funding via a repurchase agreement with the Reserve Bank of Australia (RBA) known as self securitisation programs.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14832" xlink:label="loc_DE14832"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14832" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Self Securitised Assets With Repurchase Agreements Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14832" xlink:to="lbl_DE14832"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14832" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding aggregate value (plus accrued interest) all of the self securitisation structures where securities have actually been used to enter into a repurchase agreement with the Reserve Bank of Australia (RBA).</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14834" xlink:label="loc_DE14834"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14834" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Value Funding Received For Securities Sold Under Repurchase Agreements Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14834" xlink:to="lbl_DE14834"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14834" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding value of funding received for securities sold under agreement to repurchase, where the counterparty is the Reserve Bank of Australia (RBA).</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.17.data.xsd#DE14833" xlink:label="loc_DE14833"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14833" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Value Securities Issued Self Securitisation And Sold Under Repurchase Agreements Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14833" xlink:to="lbl_DE14833"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14833" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the outstanding value of securities issued by the self-securitisation and sold under agreement to repurchase, where the counterparty is the Reserve Bank of Australia (RBA).</link:label>
    </link:labelLink>
</link:linkbase>
