<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#bafpo3.02.19_bafpo3Abstract" xlink:label="loc_bafpo3.02.19_bafpo3Abstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafpo3Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Position 3</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpo3.02.19_bafpo3Abstract" xlink:to="lbl_bafpo3Abstract"/>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15086" xlink:label="loc_DE15086"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15086" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Applications Received Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15086" xlink:to="lbl_DE15086"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15086" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value of a genuine application received for a finance facility made by a potential borrower. Sufficient information and/or relevant documentation have been submitted to allow for the application to be initially assessed.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15087" xlink:label="loc_DE15087"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15087" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Applications Received Finance Number</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15087" xlink:to="lbl_DE15087"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15087" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the number of genuine applications received for any finance facility made by a potential borrower. Sufficient information and/or relevant documentation have been submitted to allow for the application to be initially assessed.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15084" xlink:label="loc_DE15084"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15084" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Credit Limit Decrease Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15084" xlink:to="lbl_DE15084"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15084" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value of any cancellations or reductions in previously committed credit limits.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15082" xlink:label="loc_DE15082"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15082" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Finance Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15082" xlink:to="lbl_DE15082"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15082" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value of finance that has passed a specific stage in the provision of finance during the reporting period.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15083" xlink:label="loc_DE15083"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15083" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Exposures Lending Facilities Count</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15083" xlink:to="lbl_DE15083"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15083" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the number of lending facilities during the period. These are one or more accounts/lending agreements that: are for the same borrower(s); are approved at the same point in time and/or as part of the same application; are for the same purpose class (and property purpose if housing); and differ only by characteristics relating to interest rate type (fixed interest rate or variable interest rate) and/or repayment type (interest-only or amortising). The accounts comprising a lending facility may or may not be linked.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15111" xlink:label="loc_DE15111"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15111" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Exposures Debt Securities Issued In Period Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15111" xlink:to="lbl_DE15111"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15111" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value of debt securities issued during the relevant period. These are transferable instruments evidencing a relationship of indebtedness. They are characterised by having a definable return that is not based on the economic performance of the issuing entity. Securities are classified as debt or equity in accordance with the relevant accounting standards.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15109" xlink:label="loc_DE15109"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15109" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Exposures Interest Bearing In Period Other Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15109" xlink:to="lbl_DE15109"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15109" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, during the relevant period, of interest-bearing liabilities other than deposits and debt securities.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15108" xlink:label="loc_DE15108"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15108" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Exposures Interest Bearing Other Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15108" xlink:to="lbl_DE15108"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15108" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the value, as at the relevant period, of interest-bearing liabilities other than deposits and debt securities.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo3.02.19.data.xsd#DE15110" xlink:label="loc_DE15110"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15110" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Liabilities Exposures Value Of Funds Weighted Average Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15110" xlink:to="lbl_DE15110"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15110" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the weighted sum of individual values of funds, where the weights used are the corresponding balances expressed as a share of the total balance. The value of funds is the institution's internal funds transfer pricing rate for a liability. The price is established by the institution's treasury area and 'credited' to the relevant business area.</link:label>
    </link:labelLink>
</link:linkbase>
