<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/content/taxonomy_introduction_3_0.htm#Disclaimer -->
<xsd:schema xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:bafpo5.02.10="http://sbr.gov.au/icls/baf/bafpo/bafpo5.02.10.data" xmlns:tech.01.02="http://sbr.gov.au/fdtn/sbr.01.02.tech" xmlns:dtyp.02.15="http://sbr.gov.au/fdtn/sbr.02.15.dtyp" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" targetNamespace="http://sbr.gov.au/icls/baf/bafpo/bafpo5.02.10.data" elementFormDefault="qualified">
    <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.02.15.dtyp" schemaLocation="../../../fdtn/dtyp.sbr.02.15.xsd"/>
    <xsd:import namespace="http://sbr.gov.au/fdtn/sbr.01.02.tech" schemaLocation="../../../fdtn/tech.sbr.01.02.xsd"/>
    <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
    <xsd:element name="bafpo5Abstract" id="bafpo5.02.10_bafpo5Abstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.IncludingAccruedIncomeExcludingDeferredAcquisitionCosts.Amount" id="DE13000" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.IncomeAssetHoldingNotEquitySecurities.Amount" id="DE12994" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.InsuranceRecoveries.Amount" id="DE12995" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.InsuranceRecoveriesNotReinsurance.Amount" id="DE12996" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.InsuranceRecoveriesNotReinsuranceOutstandingClaimsLiabilityCentralEstimate.Amount" id="DE12997" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.InsuranceRecoveriesNotReinsurancePremiumsLiabilitiesPrudential.Amount" id="DE12998" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.InsuranceRecoveriesReinsurance.Amount" id="DE12999" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.OutstandingClaimsLiabilityRecoveriesNotReinsuranceGrossInputTaxCredit.Amount" id="DE12591" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.ReceivablesTotalGeneralInsurance.Amount" id="DE13003" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.ReinsuranceRecoveriesExpectedPremiumsLiabilities.Amount" id="DE13001" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.SeedCapital.Amount" id="DE13002" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
    <xsd:element name="Assets.LoansAndReceivables.TotalReceivablesLifeInsurance.Amount" id="DE13004" type="xbrli:monetaryItemType" block="substitution" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
</xsd:schema>
