<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#dataElementGuidance"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#bafpo5.02.14_bafpo5Abstract" xlink:label="loc_bafpo5.02.14_bafpo5Abstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafpo5Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Position 5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpo5.02.14_bafpo5Abstract" xlink:to="lbl_bafpo5Abstract"/>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#DE14844" xlink:label="loc_DE14844"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14844" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Credit Limit Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14844" xlink:to="lbl_DE14844"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14844" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The credit limit is the maximum amount of funds available to the business entity without additional authorisation or approval.</link:label>
        <link:label xlink:type="resource" xlink:label="lbl_DE14844" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xml:lang="en">This amount should include outstanding balances (including capitalised interest or fees) and any other funds that can be drawn without additional approval by the lender.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#DE14845" xlink:label="loc_DE14845"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14845" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Credit Outstanding Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14845" xlink:to="lbl_DE14845"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14845" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the amount owed by business entities at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.</link:label>
        <link:label xlink:type="resource" xlink:label="lbl_DE14845" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xml:lang="en">Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#DE14846" xlink:label="loc_DE14846"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14846" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Credit Outstanding Count</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14846" xlink:to="lbl_DE14846"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14846" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the number of business entities with credit outstanding for loans and leases.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#DE14847" xlink:label="loc_DE14847"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14847" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Credit Outstanding Loans Leases Foreclosure Amount</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14847" xlink:to="lbl_DE14847"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14847" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the amount owed by business entities during the reporting period for credit outstanding on original loan or lease amount that have been subject to foreclosure.</link:label>
        <link:label xlink:type="resource" xlink:label="lbl_DE14847" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xml:lang="en">Proceeding in which the reporting institution takes possession of a mortgaged property.

Where an administrator or receiver appointed by the reporting institution takes possession of a mortgaged property, this should be considered as an instance of a foreclosure for the purposes of the relevant Reporting Standard.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#DE14849" xlink:label="loc_DE14849"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14849" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Debt Mediation Count</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14849" xlink:to="lbl_DE14849"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14849" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of business entities for which an instance of farm debt mediation has been initiated.</link:label>
        <link:label xlink:type="resource" xlink:label="lbl_DE14849" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xml:lang="en">A structured negotiation process where a neutral and independent mediator assists the borrower and the creditor to try to reach agreement about current and future debt arrangements.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.14.data.xsd#DE14848" xlink:label="loc_DE14848"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14848" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Foreclosure Count</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE14848" xlink:to="lbl_DE14848"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE14848" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">The number of business entities for which a foreclosure process has been initiated.</link:label>
        <link:label xlink:type="resource" xlink:label="lbl_DE14848" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/dataElementGuidance" xml:lang="en">Proceeding in which a reporting institution may take possession of property used to secure a loan or lease.

Where a reporting institution appoints an administrator or receiver, this should be considered as an instance of a foreclosure.</link:label>
    </link:labelLink>
</link:linkbase>
