<?xml version="1.0" encoding="UTF-8"?>
<!-- Disclaimer: http://www.sbr.gov.au/software-developers/developer-tools/sbr-disclaimer-and-conditions-of-use -->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <link:roleRef roleURI="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xlink:type="simple" xlink:href="../../../fdtn/tech.sbr.01.02.xsd#businessDefinition"/>
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.24.data.xsd#bafpo5.02.24_bafpo5Abstract" xlink:label="loc_bafpo5.02.24_bafpo5Abstract"/>
        <link:label xlink:type="resource" xlink:label="lbl_bafpo5Abstract" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Financial Position 5</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bafpo5.02.24_bafpo5Abstract" xlink:to="lbl_bafpo5Abstract"/>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.24.data.xsd#DE15679" xlink:label="loc_DE15679"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15679" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Weighted Average Cost Of Funds For Credit Outstanding Percent</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15679" xlink:to="lbl_DE15679"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15679" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the weighted sum of individual costs of funds for credit outstanding, where the weights used are the corresponding balances expressed as a share of the total balance. The cost of funds is the institution's internal funds transfer pricing rate for an asset. The price is established by the institution's treasury area and is 'charged' to the relevant business area.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.24.data.xsd#DE15680" xlink:label="loc_DE15680"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15680" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Weighted Average Residual Fixed Term Credit Outstanding Number</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15680" xlink:to="lbl_DE15680"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15680" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the weighted sum of individual residual fixed terms of loans with credit outstanding, where the weights used are the corresponding balances expressed as a share of the total balance.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.24.data.xsd#DE15681" xlink:label="loc_DE15681"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15681" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Weighted Average Residual Fixed Term On Loans Funded Number</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15681" xlink:to="lbl_DE15681"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15681" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the weighted sum of individual residual fixed terms of loans, as at the end of the reporting period, on new finance that was funded in the reporting period, where the weights used are the corresponding balances expressed as a share of the total balance.</link:label>
        <link:loc xlink:type="locator" xlink:href="bafpo5.02.24.data.xsd#DE15682" xlink:label="loc_DE15682"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15682" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en">Assets Loans And Receivables Weighted Average Residual Term For Deposits Number</link:label>
        <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_DE15682" xlink:to="lbl_DE15682"/>
        <link:label xlink:type="resource" xlink:label="lbl_DE15682" xlink:role="http://sbr.gov.au/fdtn/sbr.01.02.tech/businessDefinition" xml:lang="en">This is the weighted sum of individual residual terms of deposits, where the weights used are the corresponding balances expressed as a share of the total balance.</link:label>
    </link:labelLink>
</link:linkbase>
