Financial Performance 2 Expense Interest Debt Securities Net Amount The amount of interest expense derived from investment in debt securities recognised as expense under the Australian Accounting Standards. Debt securities are transferable instruments evidencing a relationship of indebtedness. Expense Interest Incurred Amount Payments of interest incurred during the period that are due to customers and holders of debt securities during the period, including coupon payments. Report interest expense incurred in accordance with Australian Accounting Standards. Expense Interest Loans And Leases Amount This is the value of the amount of interest expense incurred from loans and lease financing. Loans are financial assets that are: (1) created when a creditor lends funds directly to a debtor; and (2) are evidenced by non-negotiable documents. Finance leases are leases that transfer substantially all the risks and rewards incidental to the ownership of the asset. Title may or may not eventually be transferred. Expense Operating Advertising Amount This is the value of advertising costs. These are the costs incurred by a business for promotional and publicity campaigns aimed at bringing the activities of the business to the attention of consumers for the purpose of increasing sales. Expense Operating Amortisation And Impairment Of Intangibles Not Software Amount This is the value for amortisation and impairment of intangible assets not software in accordance with the treatment of intangible assets other than computer software as outlined by AASB 138 Intangible Assets (AASB 138). Expense Operating Amortisation And Impairment Of Software Amount This is the value for amortisation and impairment of software in accordance with the treatment of computer software as outlined by AASB 138 Intangible Assets (AASB 138). Expense Operating Depreciation And Impairment For Information Technology Equipment Amount This is the value of depreciation and impairment charged to profit and loss in respect of information technology equipment determined in accordance with accounting standards. Expense Operating Other Outsourced Information Technology Services Amount This is the value, during the relevant period, of other outsourced information technology services purchased from external services providers. Expense Operating Postage Stationery Amount This is the value of expenses related to postage, mailing and courier expenses and stationery expenses incurred for office supplies and printing carried out by or for the entity during the relevant period. Expense Operating Rental Repairs And Maintenance Amount This is the value, during the relevant period, of rental expense incurred for using rented equipment and the value of repair and maintenance expenses. Expense Real Estate Property Rates And Taxes Amount The amounts paid for land tax, municipal rates and metropolitan improvement rates. Land tax consists of taxes on the ownership of land based on the assess value of the land; Municipal rates consist of levies imposed by local government authorities on the assessed value of property for the purpose of financing municipal services and, Metropolitan improvement rates consist of levies on property owners intended specifically for financing the planning and development of land within the metropolitan region. Income Interest Deposits Amount The amount of interest income earnt from deposits which are non-negotiable contracts that represent the placement of funds available for later withdrawal. Income Interest Earned Amount Interest earned from customers and issuers of securities during the period, including coupon payments. Report interest income earned in accordance with Australian Accounting Standards. Income Interest Loans And Advances Leases Amount This is the value of the amount of interest income earned from loans and lease financing. Loans are financial assets that are: (1) created when a creditor lends funds directly to a debtor; and (2) are evidenced by non-negotiable documents. Finance leases are leases that transfer substantially all the risks and rewards incidental to the ownership of the asset. Title may or may not eventually be transferred. Income Interest Notes And Coins Amount This is the value of the amount of interest income derived from holdings of physical currency both Australian and foreign currency notes and coins. Income Investment Rental Operating Lease Amount The net rent (rental income plus other rental related income) for operating leases recognised as income under the Australian Accounting Standards.